LIC policies are considered safe for investment. They also get good returns with safety. In this, the amount and bonus are given to the nominee on the death of the insured.
If you want to secure the future of yourself and your family, then some policies of ALIC (LIC Policy) can prove to be beneficial for you. There is no fear of risk in this. Also, it is also a better option for better returns with safety. In this, you can earn strong profits by investing in the long term. In these schemes, even after the death of the policyholder, the family gets money and other facilities. So what are the schemes and what is their specialty, know the complete detail.
Life benefit
LIC’s Jeevan Benefit Plan is a non-linked (not based on stock market) benefit plan with a limited premium payment. In this, the insured and the nominee also provide protection in the form of sum insured, along with benefits. Simple reversionary bonus and final addition bonus are paid in the policy. In this policy, if the insured dies, financial assistance is given to his family. Along with this, the customer also gets an annual discount of 2% on the mode of premium payment.
Life eternal
These plans of LIC can be taken by people between 18 and 65 years of age. The maximum age maturity of the policy is 80 years. This policy provides life cover till death to the customer. The policy term ranges from 10 years to 40 years. If someone invests more amount then there is a big discount.
Exaltation
In this scheme of LIC, you get 100 years of coverage. This plan is good for getting a fixed pension after retirement. In this, the family gets a lump sum if the insured survives or dies in between.
New Jeevan Anand
LIC’s plan is also very popular. Anyone 18 years of age or older can invest in it. It requires a minimum investment of 1 lakh rupees. If the policyholder dies, the nominee is given a guaranteed and integrated bonus.
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