New Delhi: With this wonderful policy of LIC, you will get a pension of Rs 27,99 every month, know how, the country’s largest insurance company LIC (LIC) has policies for every class and every age. People rely more on the schemes of LIC as a safe investment. On the other hand, if it is about pension schemes, then LIC is at the forefront in this category as well. Let us know about it in detail.
One such policy is LIC Jeevan Akshaya which has become very popular as a retirement plan. The special thing in this is that you can get the desired pension every month by making a lump sum investment. This can prove to be a great option in terms of retirement planning.
LIC’s Jeevan Akshaya Plan (LIC Jeevan Akshaya Policy) is an annuity plan and single premium policy. That is, while taking this policy, you have to invest only once and you start getting regular income. That is, in one time investment, income is fixed for life. Is.
You can get pension on monthly basis, quarterly basis or annually through the investment made by you. The special thing is that whatever option you choose, you get different benefits. Keep in mind that after the start of this policy, you cannot change the payment option later.
By investing in LIC Jeevan Akshaya Policy, any person can get pension for life. The criteria of pension depends on the investment made by you, the more lump sum investment you make in this, the higher the pension will be. The calculation of pension amount is also done on the basis of your investment. This policy is a single premium non-linked non-participating and personal annuity plan and the age limit for investing in it has been fixed at 30 years to 85 years.
You can buy this policy of LIC in single or joint form. After three months of the policy being issued, you also get the facility of loan. A minimum investment of up to one lakh rupees can be started in LIC Jeevan Akshaya policy. However, there is no maximum investment limit in this. Means the more investment, the more you can become entitled to get monthly pension.
If you calculate the pension received under the policy as an example, suppose you make a one-time investment of one lakh at the age of 30, then on an annual basis you will get an investment of Rs 5600 annually and Rs 2 lakh. But one can get pension up to about 12 thousand rupees.
Now if a 45 year old person wants a monthly pension of Rs 20,000 every month. Then for this he will have to make one time investment of Rs 40 lakh 72 thousand under LIC Jeevan Akshay Policy and according to this your annual pension will be Rs 2,61,830 and monthly pension will be Rs 21,140.
On the other hand, if you take LIC Jeevan Akshay plan after retirement (60 years of age) and deposit a lump sum of Rs 35 lakh in the scheme, then you will get a pension of Rs 2,79,300 annually and Rs 22,400 every month on this investment.
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