If you are planning to invest in LIC policy, then today we will tell you about a policy in which you can get up to 63 lakh rupees by investing only 1302 rupees.
New Delhi: If you are also planning to invest in LIC policy, then today we will tell you about a policy in which you can get up to 63 lakh rupees only by investing 1302 rupees. Explain that the name of this plan of LIC is Jeevan Umang Policy (LIC Jeevan Umang). The benefit of this policy can be availed by a person from 3 months of age to 55 years.
Let us tell you that the biggest feature of LIC’s ‘Jeevan Umang’ is that if all the installments have been paid by the end of the premium, then the insured (who is insured, or who has taken the policy) with the guarantee is given a minimum Amount will be given
Let me tell you that if you invest Rs 1,302 a month, then your annual investment will be Rs 15,624. Multiplying Rs 15,624 by 30, your total investment will be Rs 4,68,720. From the 31st year, you will get an annual return of Rs 40,000. According to this, if we calculate the returns till the age of 100 years, then multiply 70 by 40,000, then it will be 28 lakh rupees. You will get a total benefit of Rs 23,41,060 from this policy. With this, this policy gives you 100 years of cover, so if the life of the insured person becomes 101 years from the policy, then he will get 62.95 lakh rupees separately.
This is the specialty of the policy-
- In this scheme, the policy holder gets cover till the age of 100 years
- On maturity or on the death of the policyholder, a lump sum is given to his family.
- People from 90 days to 55 years of age can invest in it
- Premium Paying Term i.e. PPT fixed for 15, 20, 25 and 30 years
- All installments have been repaid by the end of the premium, then the policy holder is guaranteed a minimum amount
- 8% of life insurance returns every year for lifetime
- Small investment in this policy gets money throughout life.
According to LIC, the scheme has the facility to pay annual benefits from the end of the premium till the age of 99 and the lump sum amount to the nominee in the event of the maturity of the policy or the death of the insured during the policy term. The premium amount for this policy will be in 25000 thousand or its multipliers and it will be available with options of 15, 20, 25, 30 years. In this, life insurance cover is for life and for this you do not have to pay any separate premium.
You can get information on this official link
For more information click on the link- https://www.licindia.in/Products/Insurance-Plan/LICs-Jeevan-Umang
