Under this scheme, if you are admitted to the hospital, then you get an option to choose between 1000 rupees to 4000 rupees every day. You can take payment of 4000 rupees every day for 720 days.
Since the Corona epidemic, people have become very conscious about their health. Health insurance companies have also benefited a lot during this period. Because now such people have started giving priority to health insurance, which did not pay attention to it earlier. But due to so many products in the market, people are unable to choose the right policy. If you too have not done your health insurance yet, then today you are telling about the Jeevan Arogya Policy of LIC, the country’s largest government insurance company. Let us know what are the features of this policy.
LIC’s Jeevan Arogya Yojana is a non-linked health policy which helps in your health related diseases and expenses incurred thereon. In this scheme, you can cover yourself, wife, children, parents and not only that, but also your mother-in-law. This is useful for your family in bad times.
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What is unique
– The whole family gets coverage
– Children, parents, in-laws – Everyone gets security
– Coverage ranging from small hospital expenses to major operations
– Immediate 50% payment
on hospitalization – Hospital Payment is made on the photo copy of the bill
How do you get coverage
– In serious cases like accident, operation, payment is received immediately
– Ambulance charge of 1000 rupees is also available
– Increase of 5 to 50% on claim.
4000 per day profit
Under this scheme, if you are admitted to the hospital, then you get an option to choose between 1000 rupees to 4000 rupees every day. You can take payment of 4000 rupees every day for 720 days. At the same time, if your coverage amount is more, then you can take 8000 rupees per day for 360 days. This facility is for ICU. Under this scheme you can avail the facility 5 times a year. At the same time, there is a settlement of the claim within 0 days.
Also get rebate in income tax
Under this scheme you also get income tax exemption. The premium to be paid under this scheme is exempted under Section 80D of Income Tax. At the same time, you can get coverage of 1 lakh to 4 lakh rupees for the operation. 4 lakh rupees is available for ICU whereas 1 lakh rupees is available for service without ICU.
Which items are not covered
Under this scheme, regular checkups, suicide attempts, the cost of knowing the status of the child before pregnancy, coverage of natural disasters like floods, floods are not available. At the same time, coverage of drugs like HIV, drugs, alcohol is also not available in this policy. You can also pay the premium of this policy by March, Quarterly, Half Yearly or Annually. You can also make payment through ECS mode.
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