LIC’s Jeevan Shanti Scheme is the specialty of pension received in it. This policy provides future security to the customers through pension.
New Delhi. LIC’s Jeevan Shanti Scheme is the specialty of pension received in it. This policy provides future security to the customers through pension. Regarding the features of this policy, suppose that if a person of 45 years invests 10,00,000 rupees in the policy, then he will get a pension of 74,300 per annum. You will have the option to start pension immediately or after 5, 10, 15 or 20 years. Pension amount will increase in options of 5, 10, 15 or 20 years but there are some conditions with it. LIC’s Jeevan Shanti Yajna is a non-linked plan. Also, it is a single premium annuity plan in which the insurance holder has the option to choose an immediate annuity or a deferred annuity.
Buy policies online and offline
This plan can be purchased offline as well as online. Jeevan Shanti of LIC is a comprehensive annuity plan in which the person and his family will also get benefits.
Feature of the policy
LIC’s ‘Jeevan Shanti’ is a wonderful product. This is a single premium deposit pension plan. Its merits are like this …
– Loan facility
– 3 months later surrender (without) any medical document
– Start pension immediately or anytime between 1 to 20 years
– You can include any close relative in the joint life option.
– If you start a pension after 5 years on an investment of 10 lakhs, then according to the return of 9.18 percent, it gets an annual pension.
People of this age can take advantage
– Minimum 30 years and maximum 85 years of this plan can be taken by LIC. In Jeevan Shanti Plan, loan can be done after 1 year of starting pension and 3 months after the surrender, pension can be started.
– The annual rates will be guaranteed at the time of taking the policy for both immediate and deferred annuity options. Various annuity options and modes of annuity payment are available under the scheme. Once selected the option cannot be changed.
– This plan can be purchased offline as well as online. This plan is similar to Jeevan Akshay, the old plan of LIC.
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