Life Certificate: The month of November is about to come, in which pensioners will have to deposit their life certificate or life certificate in banks. If the Jeevan Pramaan is not deposited in the bank, the pension of the pensioners will be stopped. There are about 69.76 lakh pensioners of the central government. Whereas so many pensioners are from the state government and other institutions. There is a need to submit the life certificate so that the pensioners can be confirmed to be alive. Many such cases keep coming to light, in which it is revealed that the person taking pension is not alive but pension is being taken in his name. Therefore, in the last few years, pension giving institutions have increased their monitoring on this. Today we are telling pensioners the 5 easiest ways to submit life certificate, in which there will be no need to go to the bank.
Submit Life Certificate through Face Authentication
The government also provides face authentication technology, which allows pensioners to easily submit their certificates using an Android smartphone from the comfort of their home or at a bank branch. Digital Life Certificate (Jeevan Pramaan) is a biometric-enabled digital service designed for pensioners of central or state government agencies, Employees’ Provident Fund Organization or any other government organization. Pensioners can download Aadhaar Face RD (Early Access) from Google Play Store and install it on their Android smartphones. They will also have to download the Jeevan Pramaan application.
Invite the postman to your home and submit the life certificate.
How can pensioners submit their life certificate through postman also? You can place a request for postman to submit digital life certificate through the website of India Post Payment Bank. In this service the postman will come to your home and submit your life certificate. This doorstep service was started through Postman in 2020. To avail this service through mobile, pensioners can download PostInfo App from Google Play Store. Pensioners will have to provide Aadhaar number, mobile number, bank or post office account number and PPO number.
Submit the life certificate signed by the designated officer.
The Central Pension Accounting Office has said that if a pensioner does not want to appear before the Pension Disbursing Agency (PDA), he can submit his life certificate. For this, it is necessary for the life certificate of the pensioner to be signed by a designated official. The CPAO (Central Pension Accounting Office) scheme booklet states that these pensioners are not required to be physically present. A list of all such named officers who are eligible to put their signatures on the life certificate has been released.
Submit Life Certificate from Jeevan Pramaan Portal
Pensioners can submit their life certificate through Jeevan Praman portal. Pensioners will have to download the Jeevan Pramaan app from the portal. Apart from this, a pensioner will have to submit his fingerprints using the tools required by UIDAI. OTG cable can be used to connect the fingerprint reader to the smartphone. There is a list of UIDAI-mandated devices on the Jeevan Pramaan website. Download the PC/mobile application or alternatively visit the nearest Jeevan Pramaan Center to get yourself registered. Android users can download Jeevan Pramaan app from Play Store.
Door step banking
Pensioners who cannot go to the bank to submit the life certificate can avail the doorstep banking service and submit the life certificate. In door step banking, the bank official goes to the pensioner’s home and gets the proof of survival verified. Through this service, work becomes easier for those people who are unable to go to the bank. According to SBI, senior citizens above 70 years of age and disabled including visually impaired people can avail the benefits of doorstep banking. For this service, it is necessary for pensioners to have complete KYC. Whereas a valid mobile number should be registered with the account.
The bank charges Rs 70 plus GST for financial and non-financial services including submission of life certificate. However, charges may vary depending on the bank. Some banks provide limited free doorstep banking service for senior citizens.
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