The gas filled in LPG cylinder is highly flammable. Despite all precautions, cases of accidents due to this are reported many times. In such a situation, the customer has the right to compensate for the loss caused by the accident through this insurance.
LPG cylinder: After the Ujjwala Yojana, the scope of cooking gas has increased rapidly. Today, expanding the scope from the kitchens of cities, LPG gas cylinders have reached even the villages. But do you know that accident insurance is also given on the gas cylinders provided by the government? Many people are not aware of this. This accidental insurance is up to Rs 50 lakh and no money is taken from you for this, that is, this insurance is absolutely free. Let us tell you about it-
You can claim insurance up to Rs 50 lakh
Actually, the gas filled in LPG cylinder is very flammable. Despite all the precautions, cases of accidents due to this come to the fore many times. In such a situation, the customer has the right to compensate for the loss caused by the accident through this insurance. According to the information, this accident cover is made available to the customer taking LPG connection and his family by the petroleum companies. This cover insurance of up to 50 lakhs is given as financial help to the family after accidents like gas leak or blast.
This is how you get a cover of up to 50 lakhs
In this insurance, the entire family gets insurance which is Rs 10 lakh per member. Out of this, different amounts have been fixed for property damage, in case of treatment and in case of death. Overall, the insurance cover for the entire family is up to a maximum of Rs 50 lakh. In case of an accident, a maximum of Rs 40 lakh can be claimed with conditions and a maximum of Rs 50 lakh in case of death due to cylinder explosion.
It is necessary to fulfill these conditions for the claim
There are some important conditions to avail this insurance, which are very important to be fulfilled. The first condition is that the benefit of the claim is available only to those people whose cylinder pipe, stove and regulator have ISI mark. For the claim, you should keep getting the cylinder and stove checked regularly.
Apart from this, the customer has to inform his distributor and police station about the accident within 30 days of the accident.
During the claim, documents like copy of the FIR of the accident, medical receipt, hospital bill, post-mortem report and death certificate are required. It is important for you to have all these documents.
You cannot make anyone a nominee in this policy. Apart from this, the compensation amount will be given only if the accident has happened at a registered residence.
If you fulfill all these conditions of insurance, then in case of an accident, you can claim insurance. During insurance claim, your distributor gives information about the accident to the oil company and the insurance company. After this, you get the insurance amount.
