Investment in this post office scheme is made for a maximum period of 2 years. Women are given the benefit of attractive interest rates on this. You can also invest in this scheme in the name of your wife, daughter or mother and give them the benefit of better interest rates.
MSSC Scheme: The government runs many schemes to make women financially strong. One such scheme is Mahila Samman Savings Certificate. This is a deposit scheme, which has been started especially for women. Interest is given on this scheme at the rate of 7.5 percent. This scheme is for 2 years, that is, money can be deposited in this scheme for a maximum of two years. You can also get your wife, daughter or mother to invest in this scheme and give them the benefit of better interest rates. But keep in mind that the opportunity to invest in this scheme will be available only till March 2025.
How much investment will have to be made for ₹ 32,000 interest
According to MSSC Calculator, if you deposit ₹2,00,000 in this scheme in the name of a woman of the family, then at the rate of 7.5%, you will get 32,044 rupees as interest. In this case, the maturity amount after two years will be 2,32,044 rupees. On the other hand, if you invest 1,50,000 rupees, you will get 1,74,033 rupees after two years. In this case, you will get 24,033 rupees only as interest. If you invest 1,00,000 rupees, then at the time of maturity, you will get 1,16,022 rupees at the rate of 7.5 percent interest and if you invest 50,000 rupees, you will get 8011 rupees as interest in two years and in this way you will get a total of 58,011 rupees on maturity.
Open an account like this
If you also want to invest in this scheme in the name of any woman of your family, then for this their account will have to be opened in the post office. While opening the account, you will need KYC documents like Aadhar card, PAN card and colorful photo etc. There is no age restriction in this, investment can be made in this scheme in the name of a girl or woman of any age.
Facility of partial withdrawal after one year
According to the rules, the Mahila Samman Savings Certificate Scheme matures in 2 years, but you get the facility of partial withdrawal after completion of 1 year. If needed, you can withdraw up to 40 percent of the amount after 1 year. Suppose you have deposited Rs 2 lakh in this scheme, then after one year you can withdraw Rs 80 thousand.
