Mutual fund investment: Even in the time of Corona epidemic, mutual fund investors have got double returns in a year. Investors who kept their faith in mutual fund schemes in spite of market volatility, they have also benefited from this. In today’s time, investment in mutual funds has increased rapidly. People are finding it safer to invest through mutual funds than through direct investment in equities. Retail investors are joining more and more mutual fund schemes through Systematic Investment Plans (SIPs). There is a facility in this that investment can be started even with Rs 500 monthly. Talking about the last one year, many funds have doubled the money of investors. That is, they got returns of more than 100%. Here we are telling about 5 such mutual fund schemes, in which investors’ money has doubled.
SIP: Investment more safe
Systematic Investment Plan (SIP) is a method of investing in mutual fund schemes. Investing in mutual funds through SIP is considered more safe. The reason for this is that in SIPs every month a fixed amount is invested in the scheme on a fixed date. That is, if you have invested in RD of banks or post office, then investment in SIP will also feel the same to you. Slowly investing small amounts in SIPs becomes a big fund in the long run. However, it is also important to note that investing in mutual funds is subject to market risks. But, with the risk, the return also gets double, triple at times.
Kotak Small Cap Mutual Fund Scheme
Kotak Small Cap Mutual Fund Scheme has given returns of 124.74 per cent to investors in one year. If one lakh rupees would have been invested in it a year ago, then its value would have been around Rs 2.24 lakh. At the same time, if a monthly investment of Rs 10,000 was made through SIP, then a return of 119.66 percent was received in a year. Which has become around Rs 1.88 lakh.
Nippon India Small Cap Mutual Fund Scheme
Nippon India Small Cap Mutual Fund Scheme has given a return of 112.05 per cent in one year. If an investor would have invested Rs 1 lakh in Nippon India Small Cap Mutual Fund Scheme 1 year ago, then his value has become Rs 2,12,005. At the same time, if a monthly SIP of Rs 10,000 was done in this, then in a year it got a return of 109.76 percent. Today the value of investment has increased to Rs 1.83 lakh.
PGIM India Midcap Mutual Fund Scheme
PGIM India Midcap Mutual Fund Scheme has given a return of 103.33 per cent in one year. If an investor would have invested Rs 1 lakh in PGIM India Midcap Mutual Fund Scheme 1 year ago, then its value has become Rs 2.03 lakh. At the same time, if a monthly investment of Rs 10,000 has been made through SIP in this scheme, then it has got a return of 95.6 percent. The value of Rs 1 lakh has become around Rs 1.75 lakh.
ICICI Pru Small Cap Mutual Fund Scheme
Investors in ICICI Pru Small Cap Mutual Fund Scheme got a return of 111.38 per cent in one year. Here the value of Rs 1 lakh would have exceeded Rs 2.11 lakh. Similarly, if a monthly investment of Rs 10,000 was made through SIPs, it yielded a return of 105.28 per cent. Here the value of one lakh has become Rs 1.80 lakh.
HDFC Small Cap Mutual Fund Scheme
Investors got a return of 103.22 percent in one year in HDFC Small Cap Mutual Fund Scheme. Here the value of one lakh rupees has increased to 2.06 lakh rupees. Similarly, if someone has invested 10 thousand rupees monthly through SIP, then it got a return of 105.77 percent. The value of one lakh has become Rs 1.80 lakh.