If you have ever taken a loan before or are planning to take a loan in the coming days, then this loan information is for you. In this personal loans in Hindi post, you can read the answer to all those questions, what is a loan, how to get a loan, which bank gives a cheap loan.
Here, how do you apply for loan loan, and what documents have to be paid for the loan, how much is the bank loan rate, the entire loan process / loan process has been described.
Friends, in this post, we are giving information about personal loans. Yes, it is true that a loan is a booze and after taking a loan one has to fill the loan emi every month. But you should know that when no one is with you, then the loan facility of the bank always supports you.
Therefore, today all banks are giving other facilities besides loans to their customers. You can also get this benefit. In return, you only have to apply for a loan from your bank. We will explain how to process this personal loan.
Personal Loans
Most people know about personal loan , but there are people who do not know what personal loan is (pl loan). See, it is a bank loan just like the rest of the loan. All the banks present in India are sitting to give all loans. Therefore , they offer small amount loan to their customer . The loan amount ranges from 10000 to 200000.
Now the private sector companies other than the bank have entered this business. There are some websites which are also promising to approve loan after some time of applying the loan . You may have heard of called Online Loan and information. Meaning, you do not have to go anywhere to get a loan. All you have to do is open your website and register. And apply online for loan. After completing this process, you tell us whether the loan has been approved or rejected.
Personal Loan Process
Everyone will be eager to know this. See, I have told you that personal loan is available from where. But what is the process for taking a loan, I have more for you. You will know about taking loan loan only then you will be able to complete the loan process. So let us understand in personal loan detail in hindi.
1. First decide how much money is needed. Accordingly, talk to the bank officer. You can also choose the path of another bank to get a loan. That is because the interest rates of personal loans are not the same in all banks. If there is more interest on somewhere, then loan is given on less interest on somewhere. Therefore compare loan . So that you get benefit in personal loan. And the bank does not even need to pay more interest.
2. After deciding which loan to take from the bank, the process of taking the loan will have to be completed. Necessary documents will have to be given for taking a loan. What document is needed for personal loan (Personal loan document), he can see here.
- Id proof – Aadhaar card copy, PAN card, passport.
- Address Proof – Aadhaar Card, Passport.
- Bank account detail – 6 months bank statement.
- Salary Sleep – If you are doing a job, then it may be needed.
- Business Proof – tailored to the business you have.
- Bank Check – for emi payment of loan and for loan security.
According to the document list given above, all personal documents will have to be given while applying for personal loan. The document is your strength. Therefore, if there are complete documents, then you will easily become eligible for personal loan.
Today, all banks offer personal loans. It is important to see from which bank you are applying for a loan . Regarding loan, it is important to pay attention to some things. From the personal loan application, on the main things like personal loan process, loan rules, EMI of personal loan, what is the benefit, how much interest is there on the loan .
If you want to get the cheapest personal loan , then there is some bank here, according to the rest of the bank, it gives a personal loan at a lower rate. You can see the list of the best loan lending bank given below. These include government banks and private sector banks.
- HDFC Bank
- ICICI Bank
- SBI Bank
- Axis Bank
- Bank Of India
- Bank Of Baroda
- Yes Bank
- Punjab National Bank
- Allahabad Bank
- Dena Bank
All these banks are giving the benefit of personal loan to their customers. You have opened an account with the above bank. And best use a bank account. So it will be very easy for you to take a personal loan.
