If we do not maintain the NPS account, then it can also be closed, for this it is necessary to keep checking the balance of the NPS account in between. NPS balance can be easily checked online through various methods like UMANG app, SMS and on NSDL website.
National Pension Scheme (NPS) is a scheme run by the government which has been created for a good financial future after retirement. NPS is considered one of the cheapest pension schemes in the world. Contribution is made in this scheme from the age of 18 to 70 years. Many types of tax benefits are available on this contribution, in which a fat fund is prepared for your future after retirement. It is necessary to keep checking the balance of NPS account in between and now you can easily check your NPS balance online sitting at home.
Check balance like this through NSDL website
Step 1: Go to NSDL Portal
Step 2: Use your PRAN i.e. Permanent Retirement Account Number as User ID and your account password to login
Step 3: Enter the captcha code to proceed
Step 4: Click on the option of Holding Statement in the Transaction Statement
Check balance by SMS
Give a missed call to 9212993399 from your NPS mobile number. In its response, you will receive an SMS containing all the details of your account balance. You can talk to customer service by calling (022) 2499 3499 for any query related to National Pension Scheme.
Check Balance on UMANG App
1. First download the UMANG app on your smartphone.
2. After login to it, go to NPS
3. Select your Central Recordkeeping Agency (CRA) after switching to NPS
4. After opening a page, select the option of Current Holding in it.
5. Then enter your Permanent Retirement Account Number (PRAN) and Password
6. Login after all the process is done then you will be able to see your account balance
