New Delhi: If You Have Not Opened Your Account Under PM Jan Dhan Yojana, Then You Have Made A Big Mistake, Because This Scheme Is Proving To Be A Boon For The People. In This Scheme, People From Weaker Sections Can Easily Open Their Account, Which Is Also Getting Benefits On A Large Scale. An Insurance Is Also Being Given To The People Associated With PM Jan Dhan Yojana.
Know What Is Jan Dhan Yojana
Pradhan Mantri Jan-Dhan Yojana Is The Most Public Welfare Financial Program, Which Ensures Access To Banking/Savings And Deposit Accounts, Remittance, Loan, Insurance, Pension.. This Account Can Be Opened In Any Bank Branch Or Business Correspondent (Bank Mitra) Outlet. Could. PMJDY Accounts Are Being Opened With Zero Balance.
Know How Much Benefit You Get
In The Account Opened Under PM Jan Dhan Yojana, A Total Benefit Of Rs 1.30 Lakh Is Given To The Account Holder. Accident Insurance Is Also Given In This. The Account Holder Is Given Accident Insurance Of Rs 1,00,000 Along With General Insurance Of Rs 30,000.
In Such A Situation, If The Account Holder Has An Accident, Then Rs 30,000 Is Given. If The Account Holder Dies In This Accident, Then One Lakh Rupees Are Given, That Is, A Total Benefit Of Rs 1.30 Lakh Is Given.
Account Opens With These Papers
Verification Of Documents Is Necessary Under KYC To Open Jan Dhan Account. Jan Dhan Account Can Be Opened Using These Documents. Aadhar Card, Pan Card, Driving License, Voter ID Card, Passport, MNREGA Job Card.
These Advantages
- Do Not Bother To Keep Minimum Balance In The Account.
- Saving Interest Account Will Get More.
- Free Will Also Facilitate Mobile Banking.
- To Rs 2 Lakh Each Users Accident Insurance Cover.
- Overdraft Facility Of Up To Rs 10 Thousand.
- Get RuPay Card For Cash Withdrawal And Shopping.
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