On depositing Rs 42 every month Rs 1000, on depositing Rs 84 Rs 2000, on depositing Rs 126 Rs 3000 and on depositing Rs 168, Rs 4000 is received as pension every month.
Atal Pension Yojana 2023: Every person who earns his livelihood by doing a simple job thinks about his future, how he will run his house after retirement. At present, pension is not available after retirement in many jobs. Because of this, a retired person has to face different types of problems. For such people, there is such a government pension scheme, in which by investing only Rs 210 a month, a person gets Rs 5,000 as pension every month. The name of this scheme of the government is ‘Atal Pension Yojana’, which was started in the year 2015-16.
Age limit for Atal Pension Yojana
Atal Pension Yojana is one of the great schemes run by the Government of India. Any employee or person between the age of 18 years to 40 years can invest. After the age of 60 years, you will get a pension of Rs 5000 per month i.e. Rs 60,000 annually for life. If both husband and wife invest, then a pension of Rs 1.2 lakh will be available annually. In this pension scheme of the government, a person can avail pension ranging from Rs 1000 to Rs 5000 every month in old age after retirement by depositing a small amount every month according to him. The age limit to invest in this scheme is 18 years to 40 years. At present, the number of customers investing in this pension scheme is more than five crore.
Will have to invest so much money
- If a person starts investing in this pension scheme at the age of 18 and deposits Rs 210 every month, then after the age of 60 he will get a pension of Rs 5,000 every month.
- On depositing Rs 42 every month Rs 1000, on depositing Rs 84 Rs 2000, on depositing Rs 126 Rs 3000 and on depositing Rs 168, Rs 4000 is received as pension every month.
- The sooner the investment is started in this government pension scheme, the more it benefits. A person can increase or decrease the amount of investment in Atal Pension Yojana according to his own.
- Investing in this also provides the facility of tax benefit up to Rs 1.5 lakh under Income Tax Act 80C. Whereas, if the person investing in the scheme dies, then this pension is received by the nominee.
