How to withdraw PF money if the person dies before leaving the job? (PF Death Claim) Very few people know about this. In this article you will know how family members can withdraw PF money after death?
For a salaried person, Provident Fund (PF) is his life-long deposit. A lot of money can be saved in this little by little during the job itself and it can be withdrawn after the job. But if the person dies before leaving the job, then how to withdraw PF money? (PF Death Claim) Very few people know about this. In this article you will know how family members can withdraw PF money after death?
PF Death Claim Process
The process that we are going to tell you is called PF Death Claim. This is possible only when the PF account holder dies. But only the nominee can withdraw the PF money after death. Therefore, in your PF account, definitely fill the information of your nominee. After death, the nominee can withdraw the PF money by making a Death Claim.
How to do e-nomination?
For the family members to withdraw money after death, you will have to do E-nomination in your EPFO account first. If E-Nomination is not done in the account, then after death, the family members will have to face a lot of difficulties in withdrawing money. Follow the procedure given below to do E-Nomination.
First of all login your EPFO Account.
Go to your dashboard and click on Manage.
In this you will see the option of E-Nomination. Click on it.
After this you have to do Yes on Having Family in Family Declaration.
Now a form will be sent to enter the details of the family.
Fill the details of the nominee by filling the name, date of birth and relation in it.
How to Apply PF Death Clam?
After filing e-nomination, the nominee can claim death after the death of the account holder. For that follow the procedure given below.
First of all you have to go to EPFO Member Portal.
Here click on Death Claim Beneficiary.
In this, UAN, Aadhaar number, name, date of birth and captcha have to be filled.
After this click on Get authorization pin.
Now an OTP will come on the registered mobile number.
Verify the mobile number by filling the OTP here.
After this a new page will open in which Fill Death Claim option will appear, click on it and submit the form.
In this way money can be withdrawn from the PF account of a deceased person. To withdraw money from the PF account, the details of the nominee should be pre-filled and the nominee should have the account holder’s UAN number and registered mobile number. Only then money can be withdrawn. If still there is any problem in withdrawing money, then you can contact your nearest PF office.