Prime Minister Narendra Modi’s PM Awas Yojana has become a boon for those who wish to buy a house. It was started on 1st April 2019 and this scheme is applicable till 31st March 2022. Through this scheme, the applicants under the Credit Linked Subsidy Scheme (CLSS) will be given interest benefit on the home loan, which can be up to a maximum of Rs 2.67 lakh.
The loan tenure under this scheme can be of 20 years. These loans can be availed on EWS, LIG, MIG-l and MIG-II. Under this scheme, so far 113.56 lakh people of the country have been housed. At the same time, 87.95 lakh houses are being built and 50.83 lakh houses have been completed. According to the government, about seven and a half lakh crores will be spent on this scheme.
Let us tell you that this is the third phase of this plan. Its first phase was from April 2015 to March 2017. The period of Phase II is from April 2017 to March 2019 and the period of Phase III is from April 3, 2019 to March 2022. All information related to this can be taken at https://pmaymis.gov.in/. By going to this site, you have to click on your Citizen Assessment. After this, you have to choose the three coming options.
After selecting the option, two options will appear in the window that will open, out of which one has to be selected. After this you have to enter the Aadhar card number. Let us tell you that in order to apply, it is necessary to write only the name recorded on the Aadhar card. Otherwise your application will be rejected. One more thing to keep in mind is that your Aadhar card is linked with your bank account.
Let us tell you that by going to the Citizen Assessment, you will also get information about whether you are included in the beneficiaries of this scheme or not. In the year 2014, the government had approved the construction of 1.13 crore houses. In this, 50 lakh houses have been given to the poor so far. The special thing is that about 80 percent of the houses are owned by women or both. On Tuesday, PM Modi gave the keys of their homes to about 75 thousand people of Uttar Pradesh in a virtual way and also wished them.
