PM Awas Yojana List 2021: To fulfill the dream of the central government and the people, 2.67 lakh units of subsidy is being given on the interest of the home loan under the Pradhan Mantri Awas Yojana . Which is given under different categories. Under this scheme, the subsidy is directly transferred to the account of the beneficiaries, which is sent to our account through DBT. It is a credit linked subsidy scheme, so money is transferred in the account itself. The subsidy on loans is called Credit Linked Subsidy Scheme.
PM Awas Yojana 2021 Highlights
- Scheme Name Pradhan Mantri Awas Yojana
- Launched by PM Narendra Modi
- Launch date 22 June 2015
- poor people of the beneficiary country
- Purpose of providing pucca house
- PMAY Phase 1 Period April 2015 to March 2017
- PMAY Phase 2 Period April 2017 to March 2019
- PM Awas Yojana Phase 3 Period from April 2019 to March 2022
- Application process online
- Official website https://pmaymis.gov.in/
Pradhan Mantri Awas Yojana Statistics- PMAY 2021?
- House sanctioned 111.03 lakh
- House Grounded 77.15 Lakh
- 45.01 lakh houses completed
- Central assistance committed to 1.8 lakh crore
- Central assistance released 93433 crore
- Total investment 7.16 lakh crore
Pradhan Mantri Awas Yojana: How to get subsidy
Let us tell you that the subsidy received under the PM Awas Yojana is sent to your account through directivity, it should be linked with the Aadhar card, only then the scheme of subsidy comes in your account in the fair.
There are often many questions in the minds of people regarding this scheme, one of which is, how long can one apply to take advantage of this scheme? And where and how is the application made. Let us tell you that this scheme is being implemented in 3 phases, the first two phases have been completed.
in present. The final phase is going on and it started on 1st April 2019 which is applicable till 31st March 2022. Interest benefit will be given on home loan on application under Credit Linked Subsidy Scheme (CLSS). (iay.nic.in)
This goes up to a maximum of Rs 2.67 lakh. The loan tenure under this scheme is up to 20 years under all phases categories (EWS, LIG, MIG-l and MIG-II).
Subsidy amount in Pradhan Mantri Awas Yojana
- Scheme Type Eligibility Household Income (Rs.) Carpet Area-Maximum (Sq.m) Interest Subsidy (%) Maximum Subsidy (Rs.) Subsidy calculated on maximum loan
- EWS and LIG up to Rs.6 lakh 60 sq.mt. 6.50% Rs. 6 lakh 2.67 lakh
- MiG 1 Rs. Rs 6 lakh to Rs 12 lakh 160 sqm 4.00% Rs. 9 lakh 2.35 lakh
- MiG 2 Rs. 12 lac to Rs.18 lac 200 sqm 3.00% Rs.12 lac 2.30 lac
As per the rules, the beneficiary’s family shall consist of the spouse or unmarried sons and/or unmarried daughters. In addition, the earning person (irrespective of marital status) can be treated as a separate householder.
How to apply online for Pradhan Mantri Awas Yojana?
- First you go to the official website – Click Here
- Inside the site, you will see the option of Citizen Assessment. You have to click on it.
- After clicking, you have to click on the Benefit option under other 3 components.
- After clicking, a new window will open in front of you. In this you will be asked two options.
- Now you have to enter your Aadhar card number in it.
- In the name option, enter the same name as in your Aadhar card, otherwise the form will be wrong.
- Your Aadhar card is also mandatory to be linked with your bank account.
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