PM Jan Dhan Account Benefits: Jan Dhan Yojana has been praised by many famous economists of the world! Through this Pradhan Mantri Jan Dhan Yojana, the government has ensured access to banking services to crores of people. This further strengthened the government’s goal of financial inclusion. On the other hand, with the help of these accounts, after the Covid-19 crisis, the government provided direct financial assistance to lakhs of poor people of the country at a time when many large economies of the world faced challenges in benefiting from it. Faced pandemic! Had to do it! In addition, through these PM Jan Dhan accounts, the government transfers PM Kisan Samman Nidhi (PM Kisan), old age pension, crop insurance scheme benefits and even LPG subsidy directly to the beneficiaries account. is !
PM Jan Dhan Account Benefits
Basics related to Pradhan Mantri Jan Dhan Yojana (PMJDY)
This Pradhan Mantri Jan Dhan Yojana was launched on 28 August 2014 with the goal of financial inclusion. The objective of this scheme is to connect every family with banking, credit, insurance and pension services. And also to create financial literacy! According to the website of PMJDY (Saving Account), currently the number of account holders under this scheme is 41.75 crore. 137,755.08 crores are deposited in these PM Jan Dhan accounts.
Benefits of PMJDY Account PM Jan Dhan Account Benefits
This Pradhan Mantri Jan Dhan Yojana has served as a medium for many schemes related to social security! (Saving Account) Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY) Atal Pension Yojana (APY) and Pradhan Mantri Mudra Yojana (PMMY) are such schemes. If you have opened PM Jan Dhan Account under this scheme then you do not need to keep minimum balance.
– You get interest on the amount deposited in this account.
– The account holder opened under the Pradhan Mantri Jan Dhan Yojana gets an overdraft facility of Rs 10,000.
– Any account holder in the age group of 18-65 years can avail this overdraft facility.
– Apart from this, PMJDY account holders with RuPay card also get accident insurance of up to Rs 2 lakh. (Saving Account)
– Life insurance of Rs 30,000 is also available under this scheme (PM Jan Dhan Account). You can read the terms and conditions related to this from PMJDY website.
In this way, PMJDY account can be opened:
– Any citizen of India can open an account under this scheme. (Saving Account)
– The minimum age limit for opening an account (PM Jan Dhan Account) has been set by the government at 10 years.
– Under the Pradhan Mantri Jan Dhan Yojana, any eligible Indian citizen above the age of 10 years can open an account in any bank branch.
– Apart from this, you can also open this account through Bank Mitra.
