The Uttar Pradesh government is going to give huge relief to the beneficiaries of Pradhan Mantri-Kisan Samman Nidhi Yojana.
The Uttar Pradesh government is going to give huge relief to the beneficiaries of Pradhan Mantri-Kisan Samman Nidhi Yojana. The Yogi government is going to issue Kisan Credit Card (KCC) to 12 lakh beneficiaries who are getting the benefit of the PM-Kisan Samman Nidhi scheme. There are a total of 2.43 crore beneficiaries of Pradhan Mantri-Kisan Samman Nidhi Yojana in Uttar Pradesh. Out of these, 1.53 crore farmers have got Kisan Credit Card made. However, about 90 lakh farmers have not even applied for KCC. If you are getting the benefit of this scheme, then you can easily apply for Kisan Credit Card. Let us know what is the whole process of applying.
Kisan credit card has many benefits Kisan credit card has many benefits
Farmers get many benefits of Kisan Credit Card. Actually Kisan Credit Card is a kind of credit card, through which farmers get easy loans for purchasing fertilizer, seeds, pesticides etc. for farming. The best thing is that the interest on the loan received through this card is very less. Farmers have to pay interest at this rate of 2 to 4 percent only. The condition is simply that the loan be repaid on time. The Kisan Credit Card has been linked to the PM-Kisan Samman Nidhi Scheme. Since February 2020, the central government has been running a special campaign to make KCC available to the farmers.
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How to get Kisan Credit Card made in this way
First of all, visit the official site of PM Kisan Yojana (pmkisan.gov.in). Download the Kisan Credit Card form here.
You have to fill this form with the documents of your arable land, details of the crop.
You have to tell whether your Kisan Credit Card has not already been made.
ID proof like – Voter card, PAN card, Passport, Aadhaar card, Driving license will have to be given.
KCC can be obtained from any co-operative bank, Regional Rural Bank (RRB).
This card can also be taken from SBI, BOI and IDBI Bank.
National Payments Corporation of India (NPCI) issues RuPay KCC.
They get KCC facility. They get KCC facility
Now the benefit of KCC is also available for animal husbandry and fisheries. Under this, you can get a loan of up to 2 lakh rupees. Any person connected with farming, fisheries and animal husbandry, even if he cultivates someone else’s land, can take advantage of it. The minimum age should be 18 years and maximum 75 years. If the farmer is over 60 years of age, then a co-applicant will also be employed. Whose age is less than 60. After filling the farmer’s form, the bank employee will see if you are eligible for it.
These papers will be examined.
Whether the applicant is a farmer or not. For this, his revenue record will be seen. Aadhar card, pan, photo will be taken for his identity and thirdly his affidavit will be taken that the loan of the applicant is not outstanding in any bank. The government has asked the banking association to expedite the work of making KCC. On the advice of the government, banks have abolished its processing fees. Whereas earlier it cost from 2 to 5 thousand rupees to build KCC.
