By investing Rs 1.80 per day in PMSYM scheme, you can avail pension of Rs 3,000 per month in old age and Rs 36,000 in a year.
If one thing bothers the people doing the job the most, it is their retirement. People are starting to think about their retirement as soon as they work. Keeping this problem of the people in mind, the Pradhan Mantri Shram Yogi Maandhan Pension Yojana (PMSYM) has been started in 2019. In this scheme, by investing Rs 1.80 per day, you can take advantage of pension of Rs 3,000 per month i.e. Rs 36,000 per year in old age.
Investment will have to be done according to age
Under PMSYM, you can invest according to your age. If you are 18 years old, you have to invest Rs 55 every month. At the same time, people of 25 years of age will have to pay 80 rupees per month. Whereas people of 40 years will have to pay 200 rupees every month. The more money you invest, the more money the government invests in it. At the same time, if the beneficiary dies before the start of pension service, then their spouse will be able to get 50 percent of the pension amount.
Who can get benefit
The benefit of this scheme will be given to those people who work in the unorganized sector. Along with this, those whose monthly income is less than Rs 15,000. If the age is less than 40 years then you can get a pension of Rs 3,000 every month after the age of 60 years. Since it is a government scheme, it will get guaranteed returns. According to government figures, at present about 42 crore people work in the unorganized sector of the country.
It is necessary to have these documents
To take advantage of PMSYM, you need aadhar card, identity card, bank passbook, passport size photo, full address of the applicant and a valid mobile number.
How to fill form
You can apply online to take advantage of this scheme. For this you have to login to the Prime Minister Shram Yogi Maandhan Yojana maandhan.in/shramyogi . On the home page, click on the link ‘Click here to apply now’, then click on Self Enrollment. Enter your mobile number and click on Proceed. Now you will get OTP after filling the applicant’s name, email id, captcha code, fill it. Upload its required documents.
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