Punjab National Bank (PNB) comes with many great schemes for its customers. You can secure your daughter’s future by opening a Sukanya Samriddhi Account in PNB.
New Delhi. Punjab National Bank (PNB) comes with many great schemes for its customers. You can secure your daughter’s future by opening a Sukanya Samriddhi Account in PNB. In this scheme, a parent or guardian can open only one account in the name of one daughter and maximum two accounts can be opened in the name of two different daughters. Let’s know all the necessary information related to this …
How much has to be deposited
In this, the minimum deposit has to be made 250 rupees. Apart from this, the maximum deposit you can make is up to Rs 1,50,000. By opening this account, you get a lot of relief from your daughter’s education and further expenses.
Know how much interest you will get. At present, interest was being given in SSY (Sukanya Samriddhi Account) at the rate of 7.6 percent which is with income tax exemption.
More than 1.5 million will be available at maturity
If you invest Rs 3000 every month in this scheme, that is, after 14 years, after applying 36000 rupees, after 14 years you will get Rs 9,11,574 according to compounding of 7.6% per annum. This amount will be around Rs 15,22,221 at 21 years i.e. maturity.
Where can I open an account
Under Sukanya Samriddhi Yojana, you can open this account in any authorized branch of any post office or commercial branch.
These documents have to be given
To open an account under Sukanya Samriddhi Yojana, you will have to submit the birth certificate of your daughter in the post office or bank along with the form. Apart from this, the identity card (PAN card, ration card, driving license, passport) of the child and the parents and the proof of where they are residing (passport, ration card, electricity bill, telephone bill, water bill) will have to be submitted.
If the minimum deposit of Rs 250 is not deposited every year, the account will be closed and can be revived with a penalty of Rs 50 per annum along with the minimum amount required to be deposited for that year. Reactivation can happen after 15 years from the date of account opening.
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