Today is not that time when parents deposit money only for their daughter’s marriage. Rather, today’s era is of education. In addition to marriage, people pay a lot of attention to the education of the daughter. If you also want to deposit money for your daughter’s wedding or education, then you should know about the best scheme for this. That is, you should know where depositing money for the daughter will be most beneficial. A similar scheme runs PNB. This is a government scheme, in which you can easily prepare a fund of Rs 15 lakh for your daughter. Know further details of this scheme.
What is PNB scheme
The scheme we are talking about is the Sukanya Samriddhi Yojana. This is a government scheme. You can also open Sukanya Samriddhi Yojana account in PNB. This information has been given by tweeting PNB himself. If you want more information to open Sukanya Samriddhi Yojana account in PNB, you can visit the given link (https://tinyurl.com/rwy2e9je).
Deposit rule
Let’s talk about the deposit first. In a financial year (period from April to March) one has to invest at least Rs 250 in Sukanya Samriddhi Yojana. The maximum you will be allowed to invest is Rs 1.5 lakh. Money can be deposited in the account till the completion of fifteen years from the date of opening of the account.
How much is the interest rate
For your information, let us know that the interest rate of Sukanya Samriddhi Yojana changes every three months. This is included in the rest of the post office plans. Currently, the interest rate for the April-June quarter is 7.6 per cent. At this time, the post office scheme which is getting the most interest is the Sukanya Samriddhi Yojana. Currently, you can get 7.6 percent interest here.
You will get Rs 15 lakhs like this
If you open an account in Sukanya Samriddhi Yojana for your daughter and deposit Rs 3000 every month, then it will be Rs 36000 in a year. In this way, after compounding at 7.6% interest rate, after 14 years, the money will be Rs 9.11 lakh. At the same time, when the daughter is 21 years, this amount will be more than Rs 15 lakh. You can open this account from the birth of a daughter till the age of 10 years.
Single account of one daughter
Sukanya Samriddhi Yojana, up to 50% of the money can be withdrawn for higher education of the girl child after the age of 18 years from the account of Sukanya Samriddhi Yojana. Sukanya Samriddhi Yojana account can be opened on behalf of the child’s parents or legal guardian in the name of the girl before she is 10 years old. According to the rule, only one Sukanya Samriddhi Yojana account can be opened for a girl child.
