In the era of online banking, many people want to invest in post office schemes but consider Post Office to be less digital than banking. Think that one has to go to the Post Office to invest in the post office plans. India Post Payment Bank (IPPB) mobile app has been made for such people only, which will provide convenience to customers at home.
Delhi: Post offices are also constantly being updated during the period of Digital India. Now India Post Payment Bank (IPPB) mobile app has been launched so that investors can invest in post office schemes without going to the Post Office. We are telling you the whole process how you can open an account sitting at home through IPPB.
Complete information about opening an account at home
1- Download the IPBP Mobile Banking app in your mobile phone
2-Open the IPBP Mobile Banking app and click on ‘Open Account’
3- You have to enter your pen card number and Aadhaar card number
4- OTP on registered mobile number Enter
5- Give your mother’s name, educational qualification, address and nominee
6- After submitting complete information, click on submit
7- Your account will open in the post office in a short time
8- Digital saving account only one year It is valid for
10- Complete biometric certification within one year after which regular savings account will be opened
Post Office Monthly Income Scheme
The monthly income scheme of the post office offers very good returns. If an investor opened a joint account in this scheme and deposited 9 lakh rupees together in it, then you can earn 4950 rupees every month. The annual interest on principal is Rs. 59,400 at the rate of 6.6 percent. In this context, the monthly amount of your interest becomes Rs 4,950, which you can take every month. The amount you will get every month will be only the amount of interest and your principal will remain the same. Which you can remove when there is Maturity.
Who can open an account
Any person who is above 18 years
can have only 3 names simultaneously on one account
The name of a child above 10 years can also be opened
for a child under 10 years. Can open on
You can increase the amount even further
You will continue to get a monthly interest of Rs 4,950 according to the 5-year maturity. By the way, if you want, you can increase your maturity even further. Under this scheme, you can open an account with just 1000 rupees. If you open a single account, you can deposit a maximum of 4.5 lakh rupees, while if you want to open a joint account, then you can deposit up to a maximum of 9 lakh rupees.
