Post Office Best Scheme: Government-run post office schemes are playing an important role in making women self-reliant. A strong interest of 7.5 percent is being given on investment in Mahila Samman Saving Certificate Scheme.
Post Office Best Scheme: Be it children, elderly or youth, the government is running many saving schemes through the post office, through which people can save small amounts and accumulate a large fund. If we talk about women, there are many Best Post Office Schemes especially for them and one of them is Mahila Samman Saving Certificate, in which a large interest is offered on investment in a short time. Let us know the method of investing in it and the great benefits…
The government is giving 7.5% interest
The special scheme for women run by the Post Office, Mahila Samman Saving Certificate Scheme, is one of those government schemes in which great interest is being offered. Women can get good returns even by investing in it for a short time. Talking about interest, up to 7.5 percent interest is being offered by the government on investment in this government scheme.
Money will have to be invested for two years
If we know about this scheme in detail, then this is a Small Saving Scheme, in which the investing women have to invest for just two years and the maximum limit of investment in it is Rs 2 lakh. The Narendra Modi government at the Center started it in the year 2023 and due to its benefits, it has become one of the most popular schemes of the post office in a short time.
Account of a girl below 10 years of age
Such post office schemes run by the government are playing an important role in making women self-reliant. Not only is a strong interest of 7.5 percent being given on investment in Mahila Samman Saving Certificate Scheme, but the benefit of tax exemption is also available under Section 80C of Income Tax on investment in it. Another special thing about this scheme is that an account can also be opened for girls of 10 years or less.
This is how you will get a benefit of Rs 30,000 on 2 lakhs
If we look at the calculation of interest received in Mahila Samman Saving Certificate Scheme, then under this scheme, 7.5 percent interest is being given on two years of investment and if a female investor invests Rs 2 lakh in it, then the amount of interest she gets in the first year is Rs 15,000 and the interest received on the total amount in the next year at the fixed interest rate is Rs 16,125. That is, on an investment of just Rs 2 lakh in a period of two years, the total return becomes Rs 31,125.
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