Best Investment idea: To secure their future, people invest the money they earn. If you also want to invest money, then we are going to give you the best idea for it. Where your money will also be safe and you will also be able to get good interest.
New Delhi. If you are thinking of investing, then this news can be useful for you. Savings schemes of the post office are considered better for safe and good returns. This is because the money invested in the Post Office Savings Scheme can never be sunk. They have a 100% guarantee of being safe. This is the reason that now most people have started considering investing in post office savings schemes as a good option.
If you are also planning to invest money in the post office, then today we will tell you about some special schemes of the post office, through which you can earn bumper profits. It has plans ranging from 5 years to 15 years. Let’s know in detail…
invest money in these schemes
There are 4 schemes to make post office crorepatis. This list includes Public Provident Fund (PPF), Recurring Deposit (RD), National Savings Certificate (NSC) and Time Deposit (TD) schemes. Through these schemes, investors can prepare a large fund in a few years.
Know how much interest will be available on which scheme
Public Provident Fund (PPF): 7.1%
Savings Deposit: 4%
1 Year time deposit: 5.5 percent
2 Year time deposit: 5.5 percent
3 Year time deposit: 5.5 percent
5 Year time deposit: 6.7%
5 Year Recurring Deposit: 5.8%
5 Year SCSS: 7.4%
5 Year MIS: 6.6%
5 Year NSC: 6.8 percent
1. Kisan Vikas Patra (kisan vikas patra)
In the Kisan Vikas Patra of the Post Office, investors get double the amount invested after the maturity period. A minimum investment of Rs 1,000 has to be made in this. At the same time, there is no maximum limit on the investment amount. This scheme is specially made for the farmers. By investing in it, they can save their money on long term basis.
2. Post Office RD
Post Office Recurring Deposit is the best option for small savings. By investing through this, you can easily fulfill your dream. RD account is opened in the post office for at least five years. Whereas banks give the facility to open RD account for six months, one year, two years, three years etc.
3. National Savings Scheme (NSC)
The post office’s five-year National Savings Certificate (NSC) gives a return of 6.8 per cent in the current quarter. There is a lock-in period of 5 years on the investment made in this i.e. you cannot withdraw money from it before 5 years.
4. Sukanya Samriddhi Yojana
Sukanya scheme is very popular for daughters. In this scheme, anyone can open an account for his daughters. Daughters of 21 years of age can withdraw money from this account. In this scheme, the amount will double in 9 years 4 months.
