Post Office Best Scheme: Post office schemes run by the government are playing an important role in making women self-reliant. In this Mahila Samman Saving Certificate Scheme, a strong interest of 7.5 percent is being given on investment.
Be it children, elders or youth, the government is running various saving schemes through the post office, through which people can accumulate a huge fund by making small savings. If we talk about women, there are many Best Post Office Schemes especially for them and one of them is Mahila Samman Saving Certificate, in which huge interest is offered on investment in a short period of time. Let us know the method of investing in it and its tremendous benefits…
Government is giving 7.5% interest
Mahila Samman Saving Certificate Scheme, a special scheme for women run by the Post Office, is included among those government schemes in which excellent interest is being offered. Women can earn good returns even by investing in this for a short period of time. Talking about interest, the government is offering interest of up to 7.5 percent on investment in this government scheme.
Money will have to be invested for two years
If we know about this scheme in detail, it is a Small Saving Scheme, in which women investors have to invest only for two years and the maximum limit of investment in it is Rs 2 lakh. It was started by the Narendra Modi government at the Center in the year 2023 and due to its benefits, it has become one of the most popular schemes of the post office in a short time.
Account of a girl below 10 years of age
Such post office schemes run by the government are playing an important role in making women self-reliant. Not only is a strong interest of 7.5 percent being given on investment in Mahila Samman Saving Certificate Scheme, but the investment also gets the benefit of tax exemption under Section 80C of Income Tax. Another special thing about this scheme is that accounts can also be opened for girls of 10 years of age or less.
This way you will get a benefit of Rs 30000 on Rs 2 lakh
If we look at the calculation of interest received in Mahila Samman Saving Certificate Scheme, under this scheme, 7.5 percent interest is being given on investment for two years and if a woman investor invests Rs 2 lakh, then in the first year she will get 7.5 percent interest. The interest amount for the first year is Rs 15,000 and the interest received on the total amount in the next year at the fixed interest rate becomes Rs 16,125. That means, in a period of two years, the total return on investment of just Rs 2 lakh becomes Rs 31,125.
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