Pradhan Mantri Awas Yojana scheme can be availed by the poor people of urban areas. Under this scheme, the central government has targeted to construct 2 crore pucca houses for the poor sections by 2022. The main objective of this scheme is to provide pucca house facility to the urban poor people of the country who do not have a pucca house to live in or are homeless. The government is trying to build pucca houses in selected cities with the help of builders. The houses provided under this scheme will be owned jointly by an adult female member or with males. If you are buying a house for the first time, then the government offers a discount of up to Rs 2.67 lakh.
Income category under Pradhan Mantri Awas Yojana List
Loans are given to three categories of people under the housing scheme. This category is determined according to the annual income of the people. Under the Pradhan Mantri Awas Yojana, loans are given to people belonging to economically weaker sections, low income groups and middle income groups. Many times the question comes in the minds of people, in which category do we fall. So let’s know how many income people come in these classes.
Economic Weaker Section: Under the Economic Weaker Section, all those people whose annual income is ₹ 300000 or less. Under the Pradhan Mantri Awas Yojana, loans are provided to people belonging to economically weaker sections.
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Low income group: All people who fall under the low income group, whose annual income is from Rs 300000 to Rs 600000. Under the Pradhan Mantri Awas Yojana, loans are also provided to people belonging to lower income groups.
Middle Income Group: All those people come under the Middle Income Group, whose annual income ranges from ₹ 600000 to ₹ 1800000. Loans are also provided to people from middle income group under PM Awas Yojana.
To avail PM Awas Yojana 2021, the annual income of the beneficiary for urban area MIG I should be between 6 lakh to 12 lakh rupees and for MIG II the annual income should be 12 lakh to 18 lakh. The most deserving beneficiaries of the country can get loans for making their own pucca house by applying online under this scheme.
If there is any problem, call here
If you are still facing any kind of problem then you can solve your problem by contacting the helpline number. The helpline number is as follows.
Helpline Number- 011-23060484, 011-23063285, 011-23061827, 011-23063620, 011-23063567
