Such people are included under the Pradhan Mantri Awas Yojana (PMAY). Those who do not have their own house or still live in kutcha houses.
The government’s ambitious scheme to provide houses cheaply, the scope of the Pradhan Mantri Awas Yojana can be increased in the budget of 2021. The government can allocate more amount in it so that more and more people can get houses at a cheaper rate. In last year’s budget, an allocation of Rs 8,000 crore was made for the Prime Minister’s Urban Housing Scheme. After the budget, an additional 18000 crore was allocated again in this scheme. Now it is expected that more can be focused on this budget.
Actually, a plan was made to provide affordable housing to all by the year 2022 under the government’s plan. According to officials associated with the Union Urban Development Ministry, the government intends that more people can benefit from this scheme. The scheme was launched by Prime Minister Narendra Modi on 25 June 2015 for economically weaker sections, low income groups and poor families of middle income living in urban areas of the country.
What is the purpose of this scheme
Such people are included under the Pradhan Mantri Awas Yojana. Those who do not have their own house or still live in raw houses. Such people are provided loans at cheaper rates from the government to build pucca houses. The government’s goal under this scheme is that by the year 2022, all such people can have their own pucca house. Under this scheme of the government, finance is provided to such people who are financially weak.
Financial assistance is provided under the housing scheme
Under this scheme, for the first time, the central government provides subsidy on interest rates ranging from Rs 2.35 lakh to Rs 2.50 lakh to buy your house. At the same time, a loan of up to 6 lakh rupees is provided for a period of 20 years under the scheme for the economically weaker and poor income groups. Under this scheme, loans are provided to three categories of people. These three categories are determined on the annual income of the person. So far, 1.26 crore houses have been built under this scheme across the country.
They also helped
Recently, on January 20, under the Pradhan Mantri Gramin Awas Yojana, financial assistance of about Rs 2,691 crore was released to 6.1 lakh beneficiaries of Uttar Pradesh. According to the Prime Minister’s Office (PMO), Union Rural Development Minister Narendra Singh Tomar and Uttar Pradesh Chief Minister Yogi Adityanath along with Prime Minister Narendra Modi also attended this event through video conferencing.
Can apply
The government has created a mobile-based app for people taking advantage of this scheme. This app can be downloaded from Google Play Store. Once downloaded, you can login to it with the help of your mobile number. You must first create a login ID for this. After this, an OTP i.e. one time password will come on your mobile number. With the help of password, you will be logged into the website of the scheme. Then the information you will be asked, will have to be filled. After applying here to get a house, the central government elects the beneficiaries. Later the final list of the beneficiaries is released, in which you can check your name.
