Have you taken any loan from the bank ..? It is better to make money at the right time. Otherwise you will get in trouble. Not having an EMI bundle at the right time means the implications for borrowers are high. If you look fully for this ..
Anytime you take a loan you have to pay the money on time. If the EMI is not tied up you will have to pay huge charges. Charges up to Rs.750. So it is better if you make money on time. Make sure you have enough money in your bank account for the loan EMI. No means an additional Rs 750 has to be paid to the bank.
If you take a loan from State Bank of India and do not pay the money on time, you will be charged Rs.500. ICICI Bank and HDFC Bank charge between Rs 350 and Rs 750.
So it is better to make sure that the charges do not fall. Private banks are charging more. In the same way it is important to remember that if you take a loan and do not pay the money on time then the EMI will also have a negative impact on the credit score.
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