If you travel by railways, if you use the credit cards of these banks, you get cashback, discounts, freebies, use of railway lounge and much more.
We are going to tell you about some such credit cards from top banks of India, using which you can save a lot of money while booking tickets. It is worth noting that these have not been listed in any particular order.
IRCTC HDFC Bank Credit Card
IRCTC HDFC Bank Credit Card is enabled for contactless payments, providing fast and secure payments at retail stores.
Get 5 reward points for every Rs 100 spent on IRCTC ticketing website and Rail Connect app.
Additionally, you get 1 reward point for every Rs 100 spent on all other spends.
Additional 5% cashback is available on train ticket booking through HDFC Bank SmartBuy.
8 complimentary access to select IRCTC Executive Lounge every year (2 times every 3 months)
1% transaction fee waiver on transactions done on IRCTC ticketing website and Rail Connect app. (Maximum rebate of Rs 1,000 per statement cycle)
First year joining fee:- Rs 500+ taxes
Renewal Membership Fee: Rs 500+ Taxes. If a customer spends Rs 1,50,000 or more in a year before the credit card renewal date, the renewal fee can be waived.
SBI Platinum Card
Get 350 Activation Bonus Reward Points on transactions of Rs.500 or more within 45 days. This does not include fuel and cash spend.
Use irctc.co.in and IRCTC mobile app to book AC1, AC2, AC3, Executive class tickets and get 10% value back as reward points.
Save 1% transaction fee on railway ticket booking at www.irctc.co.in.
Book airline tickets with IRCTC at great prices.
Enjoy 4 complimentary railway lounge access annually at participating lounges in India. (Maximum once in 3 months)
IRCTC SBI Card Premier
Buy tickets for AC1, AC2, AC3, Executive Chair Car and Chair Car through irctc.co.in and IRCTC Mobile App and get up to 10% value back as reward points.
Earn 3 Reward Points per Rs.125 spent as per your standing instructions on Dining and Utility expenses.
Earn 1 reward point per Rs.125 spent on other non-fuel retail purchases.
Save 1% transaction fee on railway ticket booking at www.irctc.co.in.
Save 1.8% transaction fee on airline ticket booking at www.air.irctc.co.in.
Annual Fee (lump sum): Rs 1499 + GST
Renewal Fee (per year): Rs 1499 + GST
Bank of Baroda
Buy tickets for AC1, AC2, AC3, Executive Chair Car and Chair Car through irctc.co.in and IRCTC Mobile App and earn up to 10% value back as reward points.
Earn 3 Reward Points per Rs.125 spent on dining and utility expenses as per the standing instructions.
Earn 1 reward point per Rs.125 spent on other non-fuel retail purchases.
Save 1% transaction fee on railway ticket booking at www.irctc.co.in.
Save 1.8% transaction fee on airline ticket booking at www.air.irctc.co.in.
Enjoy 8 complimentary railway lounge access in a year at participating lounges in India (maximum twice in 3 months)
Joining Fee:- Rs 500
Annual and Renewal Fee:- Rs 350
Kotak Mahindra Bank
Get rebate on Railway Surcharge on transactions on www.irctc.co.in and Indian Railways booking counters.
The maximum railway surcharge exemption in an anniversary year is Rs 500 (approximate).
Customers will not get reward points on railway surcharge exemption.
