RuPay card Transaction Limit: The limit on your Rupay card for cash withdrawals and purchase transactions depends on the bank. Further, banks also define daily transaction limits for ATM and POS machine transactions and it may vary depending on the type of card. Annual subscription fees for a RuPay card will depend on the banks.
Here is a look at the daily cash and transactions limits of RuPay cards, as per bank websites.
SBI minimum transaction limit is Rs 100 and maximum transaction limit Rs. 40,000 at domestic ATMs. At daily point of sales online transaction limit, maximum limit is Rs. 75,000.
HDFC Bank Rupay premium limit
The limit for daily domestic ATM withdrawal limit is set to Rs. 25,000 and daily domestic shopping limits is Rs. 2.75 lakhs.
Cash withdrawal facility can now be availed across merchant establishments with a maximum upper limit of Rs 2,000 day on your HDFC Bank Debit Cards, maximum Cash at POS limit per month is of Rs. 10,000.
PNB Select Rupay card limit
On PNB RuPay NCMC Platinum Debit Card, per day ATM limit is Rs 1,00,000 and per day POS/Ecom combined limit is Rs 3,00,000 PNB has set maximum cash withdrawal limit.
The bank has set Rs 15000 at PNB ATM and at other bank ATM Rs. 10,000.
Yes Bank Rupay Platinum card
Yes Bank’s daily cash withdrawal limit is set at Rs 25,000 and daily purchase limit at POS* (Point of Sale) is Rs 25,000. For salaried customers, the transaction limit at ATM and POS limit is Rs 75000.
How is information on RuPay Card protected?
- EMV Chip Card
- OTP Protection for online transaction
- ATM PIN protection for POS Transaction
- RuPay Hologram for card authenticity.
- FRM protection by NPCI.
How are the transactions carried out through cards protected against fraudulent usage?
Transaction carried out through card can be protected against fraudulent usage by taking the below mention precautions:
- Always keep your mobile number updated in order to receive alerts
- Never share your RuPay Card and PIN with anybody
- Always, Keep your RuPay Card and PIN separate
- Never disclose your PIN to anyone
- Change your RuPay Card PIN periodically
- Never share your OTP with anyone
