Suryoday Bank is offering the facility of ‘Health and Wellness Savings Account’ to the customers. This is a premium savings account.
Savings Account: In the recent few months, the interest rates on the Savings Account ie Savings Account have been decreasing continuously. Many big government and private banks including SBI, PNB, HDFC bank are giving annual interest ranging from 2.70 percent to 3.5 percent on their savings accounts. In such a situation, some small finance banks are not only offering higher interest on the savings account, but are also offering many value-added benefits. Suryoday Small Finance Bank is offering the facility of ‘Health and Wellness Savings Account’ to the customers. This is a premium savings account. In this, not only is getting 6.25 percent annual interest on deposits, but the daily withdrawal limit from ATM is Rs 1.50 lakh.
Benefits of Suryoday’ Health & Wellness Savings Account
According to the information available on Suryoday Small Finance Bank’s website, the health and wellness savings account of the bank is getting 6.25 p.a. interest and daily ATM withdrawal limit of Rs 1.50 lakh, besides top up of Rs 25 lakh on health cover. This cover will be available for one year for husband, wife and two children. It is also offering a complimentary healthcare package for all the four members of the family in the first year of account opening. Apart from this, twice a year Free Health Checkup is also giving 4 online pharmacy vouchers of Rs.500-500 each. In view of the corona epidemic, the bank is offering such a facility to the customers.
What is the minimum balance to be kept
Suryoday Health & Wellness Savings Account is a premium account. In this, you will have to maintain a monthly average balance of Rs 3 lakh. If the average monthly balance is not maintained, the customer will also have to pay a charge. According to the bank, if the average monthly balance is 90 percent or more, then a monthly charge of Rs 500 will have to be paid. At the same time, if the average monthly balance is less than 90 percent of the required amount, then the bank will levy a monthly charge of Rs 1500.
Any customer in the age group of 18 to 65 years can open a Health and Wellness Savings Account. Interest will be available at 4% per annum on average monthly balance of Rs 1 lakh, 6.25 per cent on monthly average balance above Rs 1 lakh and up to Rs 10 lakh and 6 per cent per annum on monthly average balance above Rs 10 lakh.
Special features of this account
>> The customer will get Rupay Platinum Secure Chip Debit Card.
>> ATM withdrawal limit will be Rs 1.50 per day.
>> There is a daily transaction limit of Rs 3 lakh on POS.
>> Unlimited transactions from other bank ATMs will also be exempted.
