SBI Pension Loan, Rate of Interest, Loan Amount:
A special scheme is being introduced by the State Bank of India for senior citizens of the country. Under this scheme, senior citizens of the country can take a loan of up to 14 lakh rupees in a lump sum, and for this you only have to make a missed call. Yes, even if it sounds a little strange, but it is completely true. Now you can get loans up to Rs 14 lakh on a missed call. You have to make a missed call on this number 7208933142 of SBI.
In order to get a loan, many heavy processes have to go through. Many types of verification, civil score and many frills have to be done. But the offer that State Bank has brought, the loan will be passed with just a missed call. For this, apart from a missed call, you can also SMS. Applications can be made through SMS or missed call.
What to do:
You have to make only one missed call on SBI’s 7208933142 from any mobile phone. After this, a call back will come on your own number from the bank itself. With this, the process of applying for your loan will be started. The most important thing about this loan is that the processing charge is looking very low in it. Apart from this, documents also have to be given very less.
Only a missed call can reveal your PF account balance, here’s how
Documents required for pension loan: The documents required for taking SBI pension loan are very less as compared to other loans. For this loan, you need an identity certificate, for this, you can take your passport, PAN card, voter ID card, driving license, Aadhaar card ration card, bank account, driving license and any other documents.
Special Features of SBI Pension Loan
It has less processing fee
Loan processing is quick
Applications can be made in any of the SBI branches
There are no extra or hidden expenses
The loan process starts with a phone call.
Easy EMI through SI
Apart from this, documents also have to be given less.
Who can get the loan:
Central and state governments pension holders can apply for taking SBI pension loan. For this, their age should not be more than 76 years. Should be less. And their pension should come in SBI account. Apart from this, it will be mandatory for the pensioner that he will not change his mandate given to the Treasury in the loan period. However, no minimum age has been fixed for defense pensioners. The interest rate of SBI pension loan starts from 9.75% per annum.
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