Before Holi, if you also want to buy some items for your home, but the budget is coming in, then we are telling you how you can double your happiness. SBI, PNB and Union Bank of India are offering personal loans at very low interest rates.
Delhi: Due to the decrease in income during the Corona period, people faced many problems. Due to this people could not buy the goods needed but now the festival of Holi has come close. If you want to buy some special items for your house on Holi, then we are telling you which bank is offering Personal Loan at a low interest rate.
State Bank of India
If you want to take a loan from SBI, then you only have to make a missed call on the number 72089-33142. After this, you will get a call from the bank and you will be asked some initial questions. On being satisfied with the answer, your loan process will be started. Customers can also call the toll free number 1800-11-2211. If desired, information about personal loan can also be obtained by sending an SMS. The interest rate of SBI’s personal loan is 9.60 percent and you can take a loan of up to Rs 20 lakh at this interest rate.
Punjab National Bank
Punjab National Bank is the second largest government bank in the country. Punjab National Bank is offering personal loans ranging from a minimum amount of Rs 25,000 to a maximum of Rs 15 lakh. Any person can apply online for a personal loan of Punjab National Bank. PNB’s personal loan can have a repayment period of 12 months to 60 months and its interest rate is 8.95 per cent.
Union Bank of India
Bank of India is offering the cheapest personal loan union. UBI is offering a personal loan ranging from a minimum amount of five lakh rupees to a maximum of 10 lakh rupees. Union Bank charges 8.9 per cent interest on a personal loan of Rs 5 lakh for 5 years. The minimum age of the applicant to take loan should be 18 years. Personal loans can have a repayment period of up to 60 months or one year before retirement.