SBI Salary Account: Open a salary account with zero balance in SBI, you will get many benefits of lakhs of rupees for free

SBI Salary Account Benefits: SBI’s salary account can be opened by any employed person and can take advantage of all the benefits of lakhs of rupees that come with it…

SBI Salary Account Features: If you also work somewhere and earn from your salary every month, then you can get the benefit of many wonderful facilities in the country’s largest government bank SBI. Almost all the banks, be it government or private, offer special facilities to people earning from salary i.e. salaried individuals. SBI is also one of them, but the good thing with this bank is that you get many special facilities.

First of all, let us tell you some basic things about SBI’s salary account. State Bank of India offers many types of salary accounts. The government bank has prepared a package of many types of salary accounts with customized facilities for people doing different types of jobs. According to the information given on the SBI website, currently 9 types of salary accounts are being offered.

Here are the 9 salary account offers of SBI:

1. Central Government Salary Package (CGSP)
2. State Government Salary Package (SGSP)
3. Railway Salary Package (RSP)
4. Defense Salary Package (DSP)
5. Central Armed Police Salary Package (CAPSP)
6. Police Salary Package (PSP)
7. Indian Coast Guard Salary Package (ICGSP)
8. Corporate Salary Package (CSP)
9. Startup Salary Package (SUSP)

You have seen that SBI has a wide range of options for opening a salary account. Whatever job you do, State Bank of India has a salary account offer for you. There are packages for those doing various government jobs, as well as there are two types of options for those doing private jobs. You can open a preferred salary account as per your convenience. SBI offers different types of features with all accounts, but some features are basic and they are available with each category.

Amazing Benefits of SBI Salary Account:

• SBI is the largest network bank in the country. This means that you can get all the facilities of SBI anywhere in the country.
• With this you get overdraft facility. You can withdraw money equal to 2 months salary even if there is no balance.
• SBI also gives you debit card and credit card along with salary account. Apart from these, all the benefits of check to digital banking are also available.
• If you have a salary account with SBI, then you will get 25% discount on locker facility.
• Along with salary account, SBI also gives you the facility of Demat account, taking advantage of which you can do trading in the stock market.
• Customers with salary account get SBI loan easily and at low interest. The bank also gives 50% discount on the loan processing fee.
• SBI also gives the benefit of insurance along with its salary account customers. It is free of charge. The coverage can be up to Rs 30 lakh depending on your salary.
• Having a salary account with SBI, you can withdraw money from your bank’s ATM for free any number of times.
• The most important thing is that SBI’s salary account can also be opened on zero balance. You will not have to pay any charge if the balance becomes zero.
• If your monthly salary is more than 25 thousand rupees, then you can also open an account in SBI for your family members. SBI Rishtey scheme is of great use for such salary account customers.

Now the question comes that who can open SBI salary account and what is the process…
Any Indian citizen, who is doing a job and is earning at least Rs 10,000 per month from salary, can open an SBI salary account. It does not matter whether your job is government or private. You can also open SBI salary account online, for which you can visit the official website of SBI. However, once you have to go to the branch for verification. At the same time, you can also open a salary account directly by visiting your nearest branch of SBI.