The festival of Diwali will be celebrated in the next month i.e. in November. In the festival of Diwali, Goddess Lakshmi is worshiped for prosperity and happiness in every household. Very often we get to hear that daughters are the Lakshmi of the house. If you also want to present something as a gift to the Lakshmi of your house this Diwali, then you can open an account for her under the Sukanya Samriddhi Scheme.
Sukanya Samriddhi Yojana has been specially designed for ‘daughters’. India Post on its part offers nine small savings schemes for those investing under small savings schemes. One of these small savings schemes of the post office is also the Sukanya Samriddhi Yojana.
You as a father or brother also you can gift your daughter or sister with Sukanya Samriddhi Yojana for her better future. This scheme was started by the government in the year 2014 for the bright future of daughters. Let us know about this scheme of post office.
Who can open his account
Under Sukanya Samriddhi Yojana, an account can be opened in the name of a girl child below the age of 10 years on behalf of her guardian. The facility of opening only one account in the name of girl child is available in post office or any bank in India.
Rate of interest
In India Post’s Sukanya Samriddhi Yojana, you get the benefit of 7.6 percent annual interest. Interest will be credited to the account at the end of every financial year. The interest earned under this scheme is exempt from tax under the Income Tax Act.
What is the investment amount
Under India Post’s Sukanya Samriddhi Yojana, you can start your investment with as little as Rs 250 per annum. The maximum amount to invest under this scheme is Rs 1.5 lakh per annum. If you start investing under this scheme at an early age of your daughter, then you can invest under it for 15 years.
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