This bank allows you to withdraw cash without debit card—Check step-wise guide

How to withdraw money without debit card? For 1st time users, a beneficiary needs to be registered. Registration of a beneficiary needs to be done through NetBanking and is required only once per beneficiary.

We often forget our debit cards when we step out to withdraw money from ATM or run short of money while purchasing groceries or other essentials and look up to ATMs for isntant cash withdrawal. Sometimes it can be embarrassing and also cause you unnecessary inconvenience. But what I you could withdraw cash from ATM without your debit card? what when you don’t need to swap or insert card, but yet able to get money from an ATM? Well, this is possible with HDFC Bank cardless cash withdrawal facility.

Informing about this fcaility, HDFC Bank tweeted, ” Forgot your ATM Card? Don’t worry, HDFC Bank Cardless Cash is #DigitallyYours with 24X7 service to withdraw cash at all HDFC Bank ATMs. Enjoy instant and secure mode of cash withdrawals without ATM / Debit Card.”

Cardless cash withdrawal request can be initiated for a minimum of Rs100 per transaction and up to a maximum of Rs10,000 per day or Rs25,000 per month for a beneficiary (The limits are subject to change as per regulatory guidelines).

Cardless Cash Withdrawal Process

Step 1: Adding a Beneficiary

• For 1st time users, a beneficiary needs to be registered. Registration of a beneficiary needs to be done through NetBanking and is required only once per beneficiary.
• Login to NetBanking
• Select Funds Transfer tab >>> Request >>> Add a Beneficiary >>> Cardless Cash Withdrawal
• Enter the beneficiary details, click on Add and Confirm
• Confirm the mobile number and enter the OTP received for validation

Step 2: Sending money to an added Beneficiary

• Login to NetBanking
• Select Fund Transfer >>> Cardless Cash Withdrawal
• Select the Debit Bank Account
• Select beneficiary from list of registered beneficiaries (Mobile number gets auto populated)
• Check the beneficiary details, enter the amount, click on continue and confirm
• Confirm the mobile number and enter the OTP to validate the transaction
• The beneficiary will receive an SMS containing the OTP, nine-digit order ID and the amount

Step 3: Withdraw cash at HDFC Bank ATMs by the Beneficiary

• The beneficiary visits HDFC Bank ATM and selects Cardless Cash (option will be displayed in IDLE loop screen)
• Select the language
• Customer will be asked to enter OTP, beneficiary mobile number, nine digit order ID, amount of the transaction.
• Once the above details are validated the cash will be disbursed by ATM.

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