LIC New Jeevan Anand Policy: What is the confidence of tomorrow, nothing is known. That is why we and you provide life insurance premiums in time to give financial security to your family, so that even after we are not there, the family will not face financial crisis.
New Delhi: LIC New Jeevan Anand Policy: What is the confidence of tomorrow, nothing is known. That is why we and you provide life insurance premiums in time to give financial security to your family, so that even after we are not there, the family will not face financial crisis. When it comes to insurance, trust is the highest on Life Insurance Corporation. Therefore, we are going to tell you about one such policy of LIC, which is named New Jeevan Anand Policy (LIC New Jeevan Anand).
Know LIC New Jeevan Anand Policy
This policy is the Whole Life Endowment plan, which provides savings as well as security. You also get a bonus under this scheme. The most important thing about this policy is that even after maturity the life of the depositor remains secure as his risk cover continues while after a certain period he does not need to pay any premium. The most important thing in this is that it gives free risk cover till the death of the policyholder.
Think of new life policy like this
Suppose you are 25 years old, you have bought a cover of 10 lakhs from this policy of LIC for 25 years. When you are 50 years old, the policy will be matured. After this you do not have to pay any premium, but the policy will continue till you are alive. That is, you will continue to get cover of 10 lakhs till then. If the policyholder dies, then his nominee gets 10 lakh rupees. If the policyholder does not die during the policy term, then he himself will get 10 lakh rupees.
Returns with safety
Along with security, you also get good returns in this. Under this scheme it is necessary to take an assurance of one lakh rupees, while there is no maximum investment limit. You can take as much amount as you want. The duration of the New Jeevan Anand policy is 15 to 35 years. You can also buy this scheme online. For this policy, you can choose the option of paying premiums annually, half-yearly or every month.
Think of returns as
Suppose a 25-year-old man took a plan of five lakh rupees for 12 years. So he will have to deposit an annual premium of Rs 27010 in 21 installments. In this case, his total investment would be Rs 5.67 lakh. Bonus will be available in this plan. At present, it is about Rs 48 per thousand rupees, which is available every year. It changes from time to time and it varies in the range of 40 to 48 rupees.
If you assume Rs 48, then your bonus of 24 thousand rupees per year will be Rs 5,04,000 in 21 years. After the maturity of the scheme, it will also get a final additional bonus of Rs 20 per 1000 rupees. This sum assured will be about 10 thousand rupees on the amount of 5 lakhs.
