With LIC’s Jeevan Shanti Scheme, you can get a fixed amount every month. In this, there is an option to get a pension immediately or after a few years, you can choose it according to yourself.
It is becoming difficult to run a house due to rising inflation figures. In such a situation, extra income is required in addition to salary. If you too are not able to survive in the current budget, then do not take tension. With LIC’s Jeevan Shanti Scheme (LIC Jeevan Shanti) scheme, you can increase your monthly income. You can get up to 9 thousand rupees every month. For this, you have to deposit a lump sum amount in this scheme.
LIC’s Jeevan Shanti Scheme is a non-linked plan. In this, you have to pay annual premium. That is, you can get pension every month just by investing once. In this you get two options. If you want, you can avail instant payment by choosing an intermediate annuity. In this, you will start getting pension immediately.
Those who want to get pension facility after a few years can opt for a deferred annuity. In this, after a few years of paying the single premium, you can take the benefit of the monthly pension. It is beneficial for those who invest in this scheme in Young Age. This does not bother them after retirement.
In this policy of LIC, if a person invests a lump sum of 5 lakhs in 30 or 35 years and wants to get pension after 20 years, then you will get pension at the interest of about 21.6% per annum. In this case, you will get 1.05 lakh rupees every year. If you want to take this amount monthly, then it will be about 9 thousand rupees. You will get this pension amount for life.
In LIC’s New Jeevan Shanti Scheme, you have the option to start a pension immediately or after 5, 10, 15 and 20 years. People between 30 and 85 years can invest in this scheme. Loans can also be taken on this policy. If you see any problem in this policy, then you can surrender it after 3 months.
