Along with the government, RBI is also taking many steps to prevent cases of online fraud. But still, the fraudsters are committing fraud in new ways every day. Now frauds are also happening in the market through Fake UPI App. In these frauds, the fraudsters cheat by making fake payments through fake UPI apps. In this article, we will tell you how to avoid this fraud?
Now we easily go out of the house even without cash, because we are completely dependent on our smartphone for payment. Yes, the craze of UPI for online payment is increasing. In such a situation, on one hand UPI has made payment easy. At the same time, now the cases of fraud regarding UPI app are also increasing.
Yes, a new fraud (UPI App Fraud) has come to the fore in the market regarding UPI. Now the thugs are making payments through fake UPI app. In this, the payment shows successful in their phone but the payment does not come to your account. We will tell you about Fake UPI Payment Fraud.
Fraud is happening through fake UPI app
Thugs do fraud through fake apps of UPI based apps like GPay, PhonePe, and Paytm etc. These fake UPI apps look exactly like real apps. These fake UPI apps are made to cheat small traders, shopkeepers, and laborers. You can understand the answer to how fraud is happening through fake UPI app through an example.
Thugs scan QR code through fake UPI app and then show fake screenshot after making payment. After making payment in this app, sound notification also comes which looks exactly like a real app. In such a situation, shopkeepers or people feel that payment has been made from the sound and screenshot and they get trapped in the scam in this way.
It is being said that fake UPI links are being shared on Telegram. Through these links, people install fake UPI app and make payment.
Now the question is how to avoid this fraud? How will we know whether the payment has been made from the real app or a fake UPI app?
How to identify real and fake payments?
You should first verify the payment yourself. Check through your UPI app or bank statement whether the payment has come or not.
If you have any doubts about any payment, then you should be alert and check the payment yourself.
If you accidentally become a victim of cyber fraud, then immediately call 1930. Apart from this, you can also complain on the Cyber Crime Portal of the Government of India ([cybercrime.gov.in](https://cybercrime.gov.in).
Always be careful
Cases of fraud through fake UPI apps are increasing. In such a situation, it is very important to be careful. If there is even a little negligence, you can also be cheated. You should always verify UPI payments so that you do not become a victim of fraud.
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