In today’s time, there has been a rise in the number of online transactions. In such a situation, many steps are being taken by the Reserve Bank of India to increase online transactions. RBI has now given the facility to link credit cards with UPI. Even if you have Visa and Mastercard, you can link it with UPI.
Many banks of the country like HDFC Bank, Kotak Mahindra Bank, Yes Bank and Federal Bank have started Virtual Rupay Credit Card. Now UPI payment can be done easily with the help of Virtual Rupay Card.
Customers who have Visa or MasterCard can also apply for Virtual RuPay Credit Card. With the help of RuPay Credit Card, customers can easily do transactions from any UPI app.
Visa or MasterCard holders can make UPI payment like this
Let us tell you that if you have Visa or MasterCard then you have to first check whether Apta Bank is providing you the facility of Virtual RuPay Credit Card or not. If banks are giving you this offer then you can easily make UPI payment with the help of virtual card. Let us tell you that Virtual Credit Card is an additional card.
You can link the virtual credit card to your UPI. After this you can make payment through UPI based apps i.e. GooglePay, PayTm, PhonePay. E-com payment can be done through virtual credit card. Apart from this, like the limit available on Visa or MasterCard, the limit on RuPay card will also be available.
