- Advertisement -
Home Personal Finance UPI Transaction limit: Big News! This much amount can be transferred from...

UPI Transaction limit: Big News! This much amount can be transferred from Paytm, PhonePe, Google Pay in a day, new rule released, details here

By
Shyamu Maurya
-
0
UPI Transaction limit Big News! This much amount can be transferred from Paytm, PhonePe, Google Pay in a day, new rule released, details here

UPI Transaction limit: Unified Payments Interface (UPI) has brought significant ease in doing transactions. You can send or receive money by simply using your UPI ID which helps when you are out of cash or don’t want to deal with it. From buying groceries to paying electricity bills, the payments interface comes in handy in many scenarios and is now accepted almost anywhere. However, did you know there are certain limits on the amount you can transfer and the number of transactions you can make through UPI?

According to the National Payments Corporation of India (NPCI), a person can transfer up to ₹ 1 lakh through UPI in a single day.

Google Pay, Paytm, and PhonePe are some of the commonly used applications to make UPI transactions. These platforms have set different maximum limits up to which you can transfer money using the payment system.

Amazon Pay

Amazon allows UPI transactions of up to ₹ 1 lakh in a single day. But the maximum limit has been set at ₹ 5,000 for the first 24 hours of registering on Amazon Pay.

Google Pay

Just like Amazon’s payment platform, you cannot send more than ₹ 1 lakh via Google Pay. There is also a cap on the number of transactions per day and one cannot send money more than 10 times in a single day across all UPI applications.

PhonePe

PhonePe allows users to make transactions of up to ₹ 1 lakh in a day. It also depends on the bank account the person is transferring the money from.

Paytm

The upper limit on the maximum amount that can be transferred through Paytm UPI in a day is ₹ 1 lakh. Paytm allows transactions of up to ₹ 20,000 in an hour through UPI. There is a cap of a maximum of five transactions per hour and a maximum of 20 transactions per day through Paytm UPI.

UPI issuing bank Wise limits

Bank name Bank type Sponsor bank UPI transaction limit UPI daily limit
Abhyudaya Co-Operative Bank Cooperative NA 25000 25000
Adarsh Co-Op Bank Ltd Cooperative HDFC Bank 50000 50000
Aditya Birla Idea Payments Bank Payments Bank NA 100000 100000
Airtel Payments Bank Payments Bank NA 1,00,000 1,00,000
Allahabad Bank Public Sector Bank NA 25000 100000
Allahabad UP Gramin Bank RRB Allahabad 20000 40000
Andhra Bank Public Sector Bank NA 100000 100000
Andhra Pradesh Grameena Vikas Bank RRB SBI 25000 100000
Andhra Pragathi Grameena Bank RRB NA 10000 20000
Apna Sahakari Bank Cooperative NA 100000 100000
Assam Gramin VIkash Bank RRB United Bank of India 5000 25000
Axis Bank Private NA 100000 100000
Bandhan Bank Private NA 100000 100000
Bank Of Baroda Public Sector Bank NA 25000 Not set
Bank of India Public Sector Bank NA 10000 100000
Bank of Maharashtra Public Sector Bank NA 100000 100000
Baroda Gujarat Gramin Bank RRB Bank of Baroda 25000 Not set
Baroda Rajasthan Kshetriya Gramin Bank RRB BOB 25000 25000
Baroda Uttar Pradesh Gramin Bank RRB Bank of Baroda 25000 25000
Bassein Catholic Co-Op Bank Cooperative NA 20000 40000
Bhilwara Urban Co Operative Bank LTD Cooperative HDFC 25000 25000
Bihar Gramin Bank RRB UCO Mergerd with DBGB
Canara Bank Public Sector Bank NA 10000 25000
Catholic Syrian Bank Private NA 100000 100000
Central Bank of India Public Sector Bank NA 25000 50000
Chaitanya Godavari Grameena Bank RRB Andhra Bank 25000 100000
Chhattisgarh Rajya Gramin Bank RRB SBI 25000 100000
Citibank Retail Foreign Bank NA 100000 100000
City Union Bank Private NA 100000 100000
COASTAL LOCAL AREA BANK LTD Cooperative BOM 50000 1,00,000
Corporation Bank Public Sector Bank NA 50000 100000
DBS Digi Bank Foreign Bank NA 100000 100000
DCB Bank Private NA 5000 5000
Dena Bank Public Sector Bank NA 100000 100000
Dena Gujarat Gramin Bank RRB Dena NA (Merged)
Deutsche Bank AG (Web Collect) Foreign Bank NA NA
Dhanlaxmi Bank Ltd Private NA 100000 100000
Dombivali Nagrik Sahakari Bank Cooperative NA 100000 100000
Equitas Small Finance Bank Small Finance Bank NA 25000 100000
ESAF Small Finance Bank Small Finance Bank NA 100000 100000
Federal Bank Private NA 100000 100000
FINO Payments Bank Payments Bank NA 100000 100000
G P Parsik Bank Cooperative NA 100000 100000
HDFC Private NA 100000
(RS 5000 for new customer)		 100000
Himachal Pradesh Gramin Bank RRB PNB 50,000 50,000
HSBC Foreign Bank NA 100000 100000
Hutatma Sahakari Bank Ltd Cooperative ICIC Bank 100000 No limit
ICICI Bank Private NA 10000
(25000 for Google Pay users)		 10000
(25000 for Google Pay users)
IDBI Bank Public Sector Bank NA 25000 50000
IDFC Private NA 100000 100000
India Post Payment Bank Payments Bank NA 25000 50000
Indian Bank Public Sector Bank NA 100000 100000
Indian Overseas Bank Public Sector Bank NA 10000 20000
IndusInd Bank Private NA 100000 100000
J&K Grameen Bank RRB J&K 20,000 20,000
Jalgaona Janata Sahkari Bank Cooperative NA 100000 100000
Jammu & Kashmir Bank Private NA 20000 20000
Jana Small Finance Bank Small Finance Bank NA 10000 40000
Janta Sahakari Bank Pune Cooperative NA 100000 100000
Jio Payments Bank Payments Bank NA 100000 100000
Kallappanna Awade Ichalkaranji Janata Sahakari Bank Ltd Cooperative NA 25000 200000
Karnataka Bank Private NA 100000 200000
Karnataka Vikas Grameena Bank RRB NA 25000 25000
Karur Vysaya Bank Private NA 100000 100000
Kashi Gomti Samyut Gramin Bank RRB NA 100000 100000
Kaveri Grameena Bank RRB SBI 25000 25000
Kerala Gramin Bank RRB NA 20000 20000
Kotak Mahindra Bank Private NA 100000 100000
Langpi Dehangi Rural Bank RRB SBI 10000 100000
Madhya Bihar Gramin Bank RRB PNB 25000 100000
Maharashtra Grameen Bank RRB BOM 25000 100000
Maharashtra State Co-Op Bank Cooperative NA 5000 50000
Malwa Gramin Bank (Bank merged with Punjab Gramin Bank) RRB SBI 10000 25000
Manipur Rural Bank RRB SBI 10000 10000
Maratha Co-Op Bank Cooperative NA 100000 100000
Meghalaya Rural Bank Foreign Bank SBI 100000 100000
Mizoram Rural Bank RRB SBI 25000 100000
NKGSB Co-Op. Bank Ltd Cooperative NA 20000 40000
Oriental Bank of Commerce Public Sector Bank NA 100000 100000
Paschim Banga Gramin Bank RRB UCO 5000 25000
Paytm Payments Bank Payments Bank NA 100000 100000
Pragathi Krishna Gramin Bank RRB NA 20000 20000
Prathama Bank RRB NA 10000 50000
Punjab and Maharastra Co-Op Bank Cooperative NA 100000 100000
Punjab and Sind Bank Public Sector Bank NA 10000 10000
Punjab Gramin Bank RRB PNB 10000 25000
Punjab National Bank Public Sector Bank NA 25000 50000
Purvanchal Bank RRB SBI 25000 100000
Rajasthan Marudhara Gramin Bank RRB SBI 25000 25000
Rajkot Nagari Sahakari Bank Ltd Cooperative NA 100000 100000
Samruddhi Co-Op Bank Ltd Cooperative TJSB 100000 100000
Sarva Haryana Gramin Bank RRB PNB 50,000 1,00,000
Sarva UP Gramin Bank RRB PNB 50000 100000
Saurashtra Gramin Bank RRB SBI 20000 100000
Shree Kadi Nagarik Sahakari Bank Ltd Cooperative Yes Bank 100000 100000
South Indian Bank Private NA 100000 100000
Standard Chartered Foreign Bank NA 100000 100000
State Bank of India Public Sector Bank NA 100000 100000
Suco Souharda Sahakari Bank Cooperative ICICI Bank 100000 100000
Suryoday Small Finance Bank Ltd Small Finance Bank NA 100000 100000
Suvarnayug Sahakari Bank Ltd Cooperative HDFC 100000 100000
Syndicate Bank Public Sector Bank NA 10000 100000
Tamilnadu Mercantile Bank Private NA 20000 100000
Telangana Gramin Bank RRB SBI 25000 100000
Telangana State Co-Operative Apex Bank Cooperative IDBI 10000 1,00,000
Thane Bharat Sahakari Bank Cooperative NA 100000 100000
The Cosmos Co-Operative Bank LTD Cooperative NA 10000 50000
The A.P. Mahesh Co-Operative Urban Bank Cooperative NA 25000 25000
The Ahmedabad District Co-Operative Bank Ltd Cooperative GSCB 10000 25000
The Ahmedabad Mercantile Co-Op Bank Ltd Cooperative HDFC Bank 100000 100000
The Andhra Pradesh State Co-Operative Cooperative NA 10000 100000
The Baroda Central Co-Operative Bank Ltd Cooperative GSCB 15000 100000
The Gujarat State Co-Operative Bank Limited Cooperative NA 50000 100000
The Hasti Co-operative Bank Ltd Cooperative NA 100000 100000
The Kalyan Janta Sahkari Bank Cooperative NA 100000 100000
The Lakshmi Vilas Bank Limited Private NA 100000 100000
The Mahanagar Co-Op. Bank Ltd Cooperative NA 25000 50000
The Malad Sahakari Bank Ltd Cooperative PMCO 10000 50000
The Mehsana Urban Co-Operative Bank Cooperative NA 100000 100000
The Municipal Co-Op Bank Ltd Cooperative NA 5000 50000
The Muslim Co-Operative Bank Ltd Cooperative HDFC 100000 100000
The Nainital Bank Ltd Private NA 20000 40000
The Ratnakar Bank Limited Private NA 25000 25000
The Saraswat Co-Operative Bank Cooperative NA 100000 100000
The Surat People’s Co-Op. Bank Ltd Cooperative NA 25000 100000
The Sutex Co-Op Bank Cooperative ICIC Bank 100000 100000
The SVC Co-Operative Bank Ltd Cooperative NA 10000 20000
The Thane Janta Sahakari Bank Ltd (TJSB) Cooperative NA 100000 100000
The Udaipur Mahila Samridhi Urban Co-Op Bank Ltd Cooperative ICIC Bank 100000 100000
The Udaipur Mahila Urban Co-Op Bank Ltd Cooperative NA 100000 100000
The Urban Cooperative Bank Ltd Dharangaon Cooperative ICICI Bank 20000 25000
The Varachha Co-Op Bank Ltd Cooperative NA 20000 40000
The Vijay Cooperative Bank Ltd Cooperative ICIC Bank 20000 200000
The Vishweshwar Sahakari Bank Ltd Cooperative NA 100000 100000
Tripura Gramin Bank RRB SBI 10000 10000
UCO Bank Public Sector Bank NA 100000 100000
Ujjivan Small Finance Bank Limited Small Finance Bank NA 50000 100000
Union Bank of India Public Sector Bank NA 100000 200000
United Bank of India Public Sector Bank NA 25000 60000
Uttarakhand Gramin Bank RRB SBI 25000 100000
Vananchal Gramin Bank RRB SBI 20000 20000
Vasai Vikas Co-Op Bank Ltd Cooperative NA 100000 100000
Vijaya Bank Public Sector Bank NA 25000 50000
YES Bank Private NA 100000 100000

 

The daily UPI transfer limit for these applications can also depend on the bank you are using.

Read Also: Apple iPhone 13 Bumper Offer: Big discount of Rs 8,000 on Apple iPhone 13, check price and deals

Join Informal Newz
- Advertisement -DISCLAIMER
We have taken all measures to ensure that the information provided in this article and on our social media platform is credible, verified and sourced from other Big media Houses. For any feedback or complaint, reach out to us at informalnewz@gmail.com

RELATED ARTICLES

© - 2024 - informalnewz | Izon web Pvt. Ltd. All Rights Reserved. Contact US Izon Web Pvt. Ltd. Hno. 789, Basement, Dlf Phase 4 Sector 43, Gurgaon, Haryana -122009, Call: +91-9110801499, 0124-4941700
Exit mobile version