Friends money is very essential for everyone’s life, it plays an important role in your life and creates wealth for the future. Some people have a lot of money and some are still struggling for it. There are many people in our society who do not know how to invest and why investment is important
Friends money is very essential for everyone’s life, it plays an important role in your life and creates wealth for the future.
As time progresses, the sources of investment also increase, today we will tell you what is the best investment and how to do it. We want to make our life very good and comfortable
Everybody wants them to have a good fund so that the needs of life can be met comfortably.
For this, in today’s era, many people prefer to invest their money at home or in a bank account rather than invest it.
If the savings are just kept in your pocket or under a mattress, then instead of investing, your money will not work for you and the money will never grow.
Also Read: How to earn money online in India in 2021 (without investing money)
Investment is very important to build wealth . There are only two ways to earn money –
- To provide work to yourself or to work for someone else, building assets that provide you with money.
- Everyone earns something for their future and saves something.
What is the strategy of rich people
Rich people very well know that he has chosen to invest money in investment and why it is important | They make money with money
The work that rich people do is that they only invest their money and generate more money by earning interest,
The thing on which they buy property, which creates money for them. This is the simplest method that only 1% of the world believes and occupies 99% of the world’s wealth.
Don’t you want your money to work for you too?
If your answer is yes, then we will tell you how big an investment can be in making you rich, even a small investment can give you huge money over time.
Let us know how money can work for you?
Whenever you invest whether in bank or mutual fund or in the stock market, your money keeps increasing every day at some rate.
Meaning whenever you are doing some other work or are roaming somewhere, but your money is working continuously to increase it, we say that money is working for you.
So friends, let’s know how to invest.
How and where to invest?
Many ways to invest friends, mainly we have put many special ways in front of you, which you can read one by one.
From a Savings Account or Fixed Deposit with a Bank
- Investing in Real Estate
- Investment in bonds
- Stock market investment
- Investment in gold
Which investment may be the best?
Do you want to know which investment can be the best for you?
If yes, then today we will tell you which investment is the best and how to invest on it and why investment is necessary, but before that we know how many options we have where we can make money by investing.
Let us understand, one by one, how many options we have and which of them can be the best.
Fixed savings or savings account – from a savings account or fixed deposit with a bank
Generally, the Saving Account or Fixed Deposit of the bank are both short term investments.
Some advantages of Saving Account or Fixed Deposit in the bank are that in these you get interest with your money in a very short time.
Your money is 100% safe in the Bank’s Saving Account or Fixed Deposit, it is a good investment for a short period.
But the rate at which you get interest is very low, if you keep your money in the bank or Fixed Deposit (FD), then over time your money can be less than the inflation rate.
Do you want to know what is the inflation rate ?
In simple words, the rate at which inflation rises every year is called inflation rate.
Example : If you used to take milk 20 rupees per liter ten years ago, ie in 2010, then today you get 40 to 45 rupees same milk.
A lot of such items are expensive over time, all these are due to rising inflation.
At present, the rate of inflation is 5.65%, which means that you are losing about 5 paise in your 1 rupee every year. If there is a similar rate of inflation, then in the coming 10 years you will lose 50 paise in your 1 rupee.
Do you want to stay ahead of the inflation rate ?
From the chart given below, you can understand whether the Saving Account or Fixed Deposit of the bank has beaten the inflation rate or not.
This is a ten-year chart, you can see that the inflation rate is now ahead in the rate of interest and interest paid by the bank.
And at the same time you also have to understand that in the profit you earn in the bank, you also get income tax TAX. So now you must have understood that bank is not a good investment in the long run.
It is good for you for a short time because you get a fair amount of interest in it and you can withdraw money from it at any time.
Investment in Real Estate – Investment in Real Estate
Real state investment means you invest your money to buy land or to buy a house. So we call that type of investment real estate investment.
Real estate is an investment in which you can get a lot of profit. Generally, you too must have seen many people around you who do real estate business and get a lot of profit.
Do you also want to know how to invest in real estate and why investment is important ?
If you buy a land of Rs 5 lakh in real state, then the price of that land can increase by Rs 50,000 in 1 year.
This means that the price of your land is increasing at the rate of 9.99%.
Real estate is a very good investment and you can earn a good profit in the long run, it also has some limitations.
There are many people in our society who do not have enough money together to invest in any land or house.
Investment in bonds – Investment in Bond
You must have heard about the bond at some time, people invest in various types of government bonds and private bonds and also make profit from the bonds.
Do you know what bonds are ?
A bond is a fixed income instrument that represents an investor, ie a loan you have given to a borrower (usually corporate or government).
This loan is taken from corporate and government bonds at a fixed rate.
Bonds are used by companies, Municipality, State Government and Central Government to finance projects and works. The owner of the bond is the creditor of the issuer.
Bond details include end date
On the same closing date, the issuer of the bond pays the bond owner (investor) a fixed rate of interest.
Whatever debt the company or government takes from you through bonds, they give you a fixed rate after a certain time.
Since it is a type of loan given by you, no matter how much profit is given to the company, you will not get any benefit from that benefit.
If we look at the stock market, then instead of the money you invest in the stock market, you become a shareholder of the company.
Whenever the company benefits, then you also get the benefit of that benefit in the form of a bonus (Baksish).
But there is nothing like this in the bond, in which you get back only a predetermined amount of money.
But in the stock market, you should always have a profit. It is not even necessary that if the company incurs losses, then you can also lose.
But if you invest carefully and well, you can earn a good profit in the long run.
If you are thinking of investing for a long time, then you will be able to give the bond equal to the rate of inflation or less than that after removing income tax.
Investment in share market – Investment In Share Market
Let us know how to invest in it
The stock market can be the best investment you have made, you do not need a lot of money like real estate, you can buy a shareholder or share of a company for less than Rs 100.
Like when you invest in bonds, you are giving a type of loan to someone, but when you are investing in the stock market, then in a way you are buying a small part of a company.
This means if the company is successful, then your share price also increases and not only the profit that the company gets, you also get the benefit in the form of dividend .
There are a lot of big companies in the stock market that increase their dividend Dividend every year, this money or bonus which we get separately. This makes stock market investment more valuable.
You do not need to be a good mathematician or a very big business man to invest in the stock market.
Even a normal person can earn good profit with a little knowledge and understanding.
Do you know maths up to five?
If yes, then you too can easily invest in the stock market.
In your house or your friends must be suggesting that you should stay away from the stock market, they will speak to you, people who invest in the stock market
He is playing a kind of gambling, even I have given many examples in which people have suffered a lot.
Look at the above chart again and think if the people who are speaking are correct, if they are gambling, then how is it giving such a good rate of return in a long time?
There are no mistakes in the stock market when people continue to make losses with the money put in the stock market.
The stock market keeps going up with time, but those who eat this loss do not have any good plans, if they ask right.
They buy the stock at an expensive price and whenever a small amount falls, they panic the same stock and sell it at a lower price, which causes them to lose.
Friends, by now you must have known how the stock market invested and why it was important to invest
Investment in Mutual Fund -Investment In Mutual Fund
As we have told you that if you understand and invest well, then the stock market can be a very good option for you, but even then some people do not understand which stocks to invest in.
Do you think so too?
today we tell you about another investment through which you can invest money in the stock market. Even without any knowledge, your money can be invested in a good company.
Friends, let us explain how to invest on it and why investment is important
Mutual funds are a type of stock group and are formed by a stock market expert, also known as a fund manager.
It is the responsibility of the fund manager to invest the money you invested in many companies, through mutual funds you can invest a little bit of your money in many companies.
s. You can also invest in IP (SIP), this is a facility provided by the mutual fund .
Investment in Gold
Yes heard right, your gold is also a type of investment in which many people invest and earn good money.
Investing in gold does not mean that people who buy gold for wear are also investments, they are not considered investments.
We will tell you in our upcoming blog that gold wearer does not come in investment.
You are also thinking the same, then which gold is considered investment?
There are many ways to invest in gold, such as you can buy digital gold or you can also invest in Gold ETFs.
Gold is also a good investment if one invests for a long time.
What did you learn today
My dear friends, today you will have learned what to invest and how to invest the |
So guys have a request of you people this article so with friends, relatives and nearby people in your social media Share is spread to more and more people benefit and incomplete information concerning the investment of our mind away Possible.
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